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PayLater Channel Activation

Last updated 01/12/2022

Instant Activation (General)

If you already have Xendit Dashboard, you may start integrating and testing right away!


Go through the following steps to activate PayLater channels:

  1. Contact Xendit CS (help@xendit.co for Indonesia or help@xendit.ph for the Philippines) or your Account Manager to request available PayLater channel activation.

    Hello Xendit!

    I'm interested in having PayLater as one of my payment channels.

    I would like to activate (Akulaku / Billease), please!

  2. Xendit will process your activation request within 3 business days. You will receive a notification from Xendit CS regarding successful activation.

  3. That’s it! You can now start accepting live PayLater payments on your platform.

Need Activation Process (Kredivo)

Kredivo requires you to onboard with them prior to the activation (we will help you completely with this, all registration processes are done through Xendit).


You can activate Kredivo easily by following below steps :

  1. Contact Xendit CS (help@xendit.co) or your Account Manager to request Kredivo Activation.

    Hello, Xendit!

    I'm interested in having PayLater as one of my payment channels.

    I would like to activate Kredivo, please!

  2. Xendit will send you an email with subject line: Kredivo Activation Request. This will contain further instructions and requirements, such as forms and documents for your signature. Please prepare the following alongside:

    • Your high resolution logo (700 x 700)
    • Director’s / Owner’s ID/KTP
    • PT. / owner’s NPWP
    • SIUP & TDP or NIB
  3. After submitting the required documents, Xendit will send you an email with credentials for your Kredivo dashboard within 5 business days.

  4. Choose your method of integration: API Integration, XenInvoice, or WooCommerce

  5. Proceed with integration and testing by following our detailed guide.

  6. Once done, Xendit will notify you via email upon successful activation.

  7. That’s it! You can now start accepting live payments via Kredivo on your platform.

If you choose to integrate using API, Xendit now supports aggregator mode of settlement to enable the best experience for customers using Kredivo. In order to enable aggregator mode of settlement, please integrate to our /paylater endpoint.

Kredivo requires a website and product URL for the specific items in the transaction However, if you are using Kredivo for your offline store or using XenInvoice, let us know so we can help you remove the requirement to Kredivo.