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Create Your Xendit Account

To get started, follow these 4 simple steps to create your Xendit Account!

  1. Register your business through this link and fill in all the required information
  2. Once you’re registered, you will be directed to a page where we will ask a few more questions about your business to help identify your product eligibility. Answer all questions correctly
  3. Once all questions are answered, you will be redirected to your test account dashboard
  4. Verify your email address and you are all set to experience Xendit dashboard in test mode
## Payment Channels Availability based on Entity Type

Your payment channels availability may vary depending on your entity type. Please use this guide below to see what payment channels are available for your entity type:

Indonesia 🇮🇩

Product NameAvailable For
Virtual Account (BNI, BNI Syariah, Mandiri, BRI, Permata, BCA*, CIMB*, BSS, BSI, and BJB)Individual, Sole Proprietorship, Business Entity, and Foreign Business
Retail Outlet (Alfamart)Individual, Sole Proprietorship, Business Entity, and Foreign Business
Credit Cards* (VISA, Mastercard, JCB, American Express)Sole Proprietorship, Business Entity
Ewallets (OVO, DANA, LinkAja, ShopeePay, AstraPay)Individual, Sole Proprietorship, Business Entity, and Foreign Business
Paylater (Kredivo, Akulaku, Uangme, Indodana, Atome)Individual, Sole Proprietorship, Business Entity
QRISIndividual, Sole Proprietorship, Business Entity, and Foreign Business
Direct Debit (BRI)Individual, Sole Proprietorship, Business Entity, and Foreign Business
Disbursement, Batch Disbursement, and PayoutsIndividual, Sole Proprietorship, Business Entity, and Foreign Business

Note:

  • Instant VA settlement is currently not available for micro e-commerce merchant however T+7 settlement will be applied
  • BCA VA, CIMB VA, Akulaku, Uangme, Indodana, and Atome are currently only available for Business Entity
  • Credit Cards eligibility is subject to our internal team risk assessment of your business

Philippines 🇵🇭

Product NameAvailable For
Retail Outlet (7-Eleven, Cebuana, Palawan Express, M Lhuillier, ECPay Loans, LBC, RD Pawnshop, and CVM)Individual, Sole Proprietorship, Partnership, Corporation, Foreign Business (SEC and Non-SEC Registered)
Credit Cards* (VISA, Mastercard, and JCB)Individual, Sole Proprietorship, Partnership, Corporation, Foreign Business (SEC Registered)
Ewallets (Paymaya, Grabpay, Gcash, and ShopeePay)Individual, Sole Proprietorship, Partnership, Corporation, Foreign Business (SEC and Non-SEC Registered)
Paylater (Billease, Cashalo*)Sole Proprietorship, Partnership, Corporation, Foreign Business (SEC and Non-SEC Registered)
Direct Debit (UBP and BPI)Individual, Sole Proprietorship, Partnership, Corporation, Foreign Business (SEC and Non-SEC Registered)
Disbursement and Batch DisbursementIndividual, Sole Proprietorship, Partnership, Corporation, Foreign Business (SEC and Non-SEC Registered)

Note:

  • Credit Cards eligibility is subject to our internal team assessment of your business
  • Cashalo is not available for any Foreign Business

Explore Your Test Account

Upon the completion of your registration, we will give you a virtual and non withdrawable IDR 1,000,000,000 balance or PHP 1,000,000 in your test account dashboard for you to play around! You can click Balance in the left navigation to see your balance.

Test Mode in Dashboard

Once you are already in your test mode, you can try and simulate accepting payments and sending money from your dashboard. However, in your test mode dashboard, you are unable to withdraw the virtual available balance we provided. Here are the list of products you can test and simulate in your test mode dashboard:

  • Invoice
  • On-Demand Invoice and Donation Link
  • Recurring Payment
  • Single Disbursement
  • Batch Disbursement
  • Payouts

Once your account is Live, you can always go back to the test mode dashboard by selecting your dashboard environment from the dropdown in the top left corner of your dashboard.

Test Mode in API

Aside from trying out dashboard feature and capabilities, you can also test our products via API. You can create any request through API to one of our endpoints using Test Secret API Key. Create your Test Secret API Key from API Key Setting in your test mode Dashboard.

To understand more about our API, please visit Xendit API Reference page.

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