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Rules and Limitation

Last updated 05/06/2021

Payment Rules and Limitations

Below are the comprehensive information on rule and limitation applied for each eWallet channel you should know :

Indonesia

Value	OVO	Dana	LinkAja	Shopeepay
Payment Display	Push Notification	Redirect URL	Redirect URL	Redirect URL
Min Amount	100 IDR	100 IDR	100 IDR	100 IDR
Max Amount	Non Premium : 2,000,000 IDR Premium : 10,000,000 IDR	Non Premium : 2,000,000 IDR Premium : 10,000,000 IDR	Non Premium : 2,000,000 IDR Premium : 10,000,000 IDR	Non Premium : 2,000,000 IDR Premium : 10,000,000 IDR
App PIN required for authorization	✅	✅	✅	✅
OTP required for authorization	❌	Dependent on DANA’s fraud risk black box	✅	❌
Payment Expiration Time	55 seconds	Web link lasts 30 minutes	Web link lasts 30 minutes, expires 5 minutes after opened	Link lasts 30 minutes
Tokenization - ability	❌	❌	❌	❌
Tokenization PIN & redirect required	❌	❌	❌	❌

Philippines

Value	Paymaya	Gcash	Grabpay
Payment Display	Redirect URL	Redirect URL	Redirect URL
Min Amount	1 PHP	1 PHP	1 PHP
Max Amount	Standard: 50,000 PHP Upgraded: 100,000 PHP	Standard: 50,000 PHP Upgraded: 100,000 PHP	Standard: 50,000 PHP Upgraded: 100,000 PHP
App PIN required for authorization	✅	✅	✅
OTP required for authorization	✅	✅	✅
Payment Expiration Time	Link lasts 15 minutes	Link lasts 15 minutes	Link lasts 15 minutes
Tokenization - availability	✅	❌	✅
Tokenization - PIN & redirect required	❌	❌	❌

Interface Availability

Indonesia

Interface	OVO	DANA	LinkAja	Shopeepay
Invoice	✅	✅	✅	✅
Test Mode Invoice	✅	✅	✅	✅
Test Mode API	✅	✅	✅	✅
Shopify	✅	✅	✅	✅
Woocommerce	✅	✅	✅	✅
Wix	✅	✅	✅	✅
Magento	✅	✅	✅	❌

Philippines

Interface	Paymaya	GCash	Grabpay
Invoice	✅	✅	✅
Test Mode Invoice	✅	✅	✅
Test Mode API	✅	✅	✅
Shopify	✅	✅	✅
Woocommerce	✅	✅	✅
Wix	✅	✅	✅
Magento	❌	❌	❌