Credit cards are a versatile and secure payment channel that allows customers to pay directly using their card details. Supported by major international card networks such as Visa, Mastercard, American Express (Amex), and JCB, this payment method is highly trusted and recognized for its reliability and convenience.
When customers choose to pay with a card at checkout, they can simply enter their card details, and the payment is securely processed. You’ll receive real-time confirmation of the transaction, providing a seamless and efficient experience for both you and your customers.
Features
Channel code | CARDS |
Currency | IDR |
Minimum amount | 5,000 |
Maximum amount | 200,000,000 |
User approval flow | REDIRECT, SKIP |
Reusable payment code | ❌ |
Custom payment code | N/A |
Display merchant name | XENDIT, MERCHANT |
Display user name | ❌ |
Set expiry | ❌ |
Settlement time | T+5 working days |
Refund | ✅ |
Partial refund | ✅ |
Multiple partial refund | ✅ |
Refund validity | N/A |
Compatible integration | Payment API, Payment Links, Payment Session, Subscriptions |