PESONet (Philippine EFT System and Operations Network) is a batch electronic fund transfer (EFT) service in the Philippines that allows users to send money to other bank accounts and e-wallets. It is part of the National Retail Payment System (NRPS) initiative by the Bangko Sentral ng Pilipinas (BSP) to promote cashless transactions in the country.
Unlike real-time transfers via InstaPay, PESONet transactions are processed in batches, making it ideal for high-value or non-urgent payments. PESONet is often used for business-to-business (B2B) transactions, payrolls, supplier payments, and government transactions.
Through our partner DragonPay, Xendit allows your users to pay via PESONet using any E-Wallet or bank app that is part of the PESONet network.
Features
How to pay
Mobile banking
Log in to your account
Open your bank or E-Wallet app (must support PESONET)
Log in to your account
Payment flow
Select Bank Transfer as the payment method, and choose PESONET if applicable (some apps may not allow you to choose)
Select “Asia United Bank” or “AUB” as the recipient bank
Enter “Dragonpay Corporation”
Enter the Virtual Account Number provided to you, for example 7057601478328965
Enter the amount to pay (must be at least 50,000.01 PHP)
Enter your PIN to authorize the transaction (if needed)
Complete the payment
Internet banking
Log in to your account
On web, go to your preferred internet banking portal (must support PESONet)
Log in to your account
Payment flow
Select Bank Transfer as the payment method, and choose PESONet if applicable (some partners may not allow you to choose)
Select “Asia United Bank” or “AUB” as the recipient bank
Enter “Dragonpay Corporation” as the account name
Enter the Virtual Account Number provided to you, for example 7057601478328965
Enter the amount to pay (must be at least 50,000.01 PHP)
Enter your PIN to authorize the transaction (if needed)
Complete the payment