InstaPay is a real-time electronic funds transfer service in the Philippines that allows users to send money instantly between banks and e-wallets. It is part of the Bangko Sentral ng Pilipinas’ (BSP) National Retail Payment System (NRPS), aimed at promoting digital payments in the country.
With InstaPay, individuals and businesses can transfer up to ₱50,000 per transaction, 24/7, including weekends and holidays. It’s an ideal solution for urgent transfers, paying bills, or settling payments between accounts from different banks or e-wallet providers.
Through our partner DragonPay, Xendit allows your users to pay via InstaPay using any E-Wallet or bank app that is part of the InstaPay network.
Features
How to pay
Mobile banking
Log in to your account
Open your bank or E-Wallet app (must support InstaPay)
Log in to your account
Payment flow
Select Bank Transfer as the payment method, and choose InstaPay if applicable (some apps may not allow you to choose)
Select “Asia United Bank” or “AUB” as the recipient bank
Enter “Dragonpay Corporation”
Enter the Virtual Account Number provided to you, for example 7057601478328965
Enter the amount to pay
Enter your PIN to authorize the transaction (if needed)
Complete the payment
Internet banking
Log in to your account
On web, go to your preferred internet banking portal (must support InstaPay)
Log in to your account
Payment flow
Select Bank Transfer as the payment method, and choose InstaPay if applicable (some partners may not allow you to choose)
Select “Asia United Bank” or “AUB” as the recipient bank
Enter “Dragonpay Corporation” as the account name
Enter the Virtual Account Number provided to you, for example 7057601478328965
Enter the amount to pay
Enter your PIN to authorize the transaction (if needed)
Complete the payment