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QRPh

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QRPh is the national Quick Response (QR) code standard in the Philippines for real-time payments. It allows customers to make instant payments from their bank or e-wallet apps by scanning a QR code displayed by a merchant.


Features

Channel Code

QRPH

Currency

PHP

Minimum Amount

1.00

Maximum Amount

50,000.00

User Approval Flow

PRESENT TO CUSTOMER

Reusable Payment Code

Custom Payment Code

Display Merchant Name

MERCHANT

Display User Name

Set Expiry

Settlement Time (hours)

T+1 BUSINESS DAYS

Refund

Partial Refund

Multiple Partial Refund

Refund Validity (days)

N/A

Compatible integration

Payment API, Payment Link

How to pay

Find the QR Code

  1. Select QRPh as your payment method on the checkout page

  2. A QR code will be displayed along with the transaction details (e.g., amount and merchant name)

Payment Details

  1. Open your mobile banking app or e-wallet that supports QRPh

  2. Use the Scan QR Code feature in your app

  3. Point your phone camera at the QR code displayed on the checkout page

  4. Verify the transaction details (e.g., amount and recipient)

Confirm Payment

  1. Confirm the transaction in your app

  2. Enter your PIN or use biometric authentication (if required)

Payment Flow