QRPh

QRPh is the national Quick Response (QR) code standard in the Philippines for real-time payments. It allows customers to make instant payments from their bank or e-wallet apps by scanning a QR code displayed by a merchant.

Features

Channel Code	`QRPH`
Currency	PHP
Minimum Amount	1.00
Maximum Amount	50,000.00
User Approval Flow	PRESENT TO CUSTOMER
Reusable Payment Code	❌
Custom Payment Code	❌
Display Merchant Name	MERCHANT
Display User Name	✅
Set Expiry	❌
Settlement Time (hours)	T+1 BUSINESS DAYS
Refund	❌
Partial Refund	❌
Multiple Partial Refund	❌
Refund Validity (days)	N/A
Compatible integration	Payment API, Payment Link

How to pay

Find the QR Code

Select QRPh as your payment method on the checkout page
A QR code will be displayed along with the transaction details (e.g., amount and merchant name)

Payment Details

Open your mobile banking app or e-wallet that supports QRPh
Use the Scan QR Code feature in your app
Point your phone camera at the QR code displayed on the checkout page
Verify the transaction details (e.g., amount and recipient)

Confirm Payment

Confirm the transaction in your app
Enter your PIN or use biometric authentication (if required)

QRPh

Features

How to pay

Payment Flow