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LinkAja is a state-owned digital payment solution that's widely used across Indonesia. It’s operated by PT Fintek Karya Nusantara and backed by several state-owned enterprises including Telkomsel, making it a trusted e-wallet particularly strong in government services, public transportation, and state-owned enterprise payments.
When customers select LinkAja at checkout, they can complete the payment either by logging into their LinkAja account directly on your checkout page, or by opening their LinkAja app and authorizing the payment through the app's interface. The payment is confirmed instantly once the customer validates the transaction using their LinkAja PIN or biometric authentication.
Features
Channel Code | LINKAJA |
Display Name | LinkAja |
Currency | IDR |
Country | ID |
Type | EWALLET |
Min Amount | 100 |
Max Amount | 10,000,000.00 |
User Approval Flow | REDIRECT |
Reusable Payment Code | - |
Save | - |
Merchant Initiated Transaction | - |
Auth & Capture | - |
Partial Capture | - |
Multiple Partial Capture | - |
Desktop Support | WEB URL |
Mobile Support | MOBILE WEB URL |
Custom Payment Code | - |
Display Merchant Name | MERCHANT |
Display User Name | - |
Set Expiry | - |
Payment Request Expiry (hours) | 0.5 |
Payment Token Validity (years) | - |
Payment Processing Time (hours) | INSTANT |
Settlement Time | T+2 CALENDAR DAYS |
Installments | - |
Refund | ✓ |
Partial Refund | - |
Multiple Partial Refund | - |
Refund Validity (days) | 30 |
Payment Link | ✓ |
Fund Flow | AGGREGATOR |
Payment flow
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