LinkAja

LinkAja is a state-owned digital payment solution that's widely used across Indonesia. It’s operated by PT Fintek Karya Nusantara and backed by several state-owned enterprises including Telkomsel, making it a trusted e-wallet particularly strong in government services, public transportation, and state-owned enterprise payments.

When customers select LinkAja at checkout, they can complete the payment either by logging into their LinkAja account directly on your checkout page, or by opening their LinkAja app and authorizing the payment through the app's interface. The payment is confirmed instantly once the customer validates the transaction using their LinkAja PIN or biometric authentication.

Features

Channel code	`LINKAJA`
Currency	IDR
Minimum amount	100
Maximum amount	20,000,000
User approval flow	REDIRECT
Save	✅
Recurring	❌
Auth & capture	❌
Partial capture	❌
Multiple partial capture	❌
Payment request expiry	0.5 hours
Payment token validity	❌
Settlement time	T+2 working days
Refund	✅ (only available for one off payment flow)
Partial refund	❌
Multiple partial refund	❌
Refund validity	30 days
Compatible integration	Payment API, Payment Links, Payment Session

LinkAja

Features

Payment flow