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LinkAja is a state-owned digital payment solution that's widely used across Indonesia. It’s operated by PT Fintek Karya Nusantara and backed by several state-owned enterprises including Telkomsel, making it a trusted e-wallet particularly strong in government services, public transportation, and state-owned enterprise payments.
When customers select LinkAja at checkout, they can complete the payment either by logging into their LinkAja account directly on your checkout page, or by opening their LinkAja app and authorizing the payment through the app's interface. The payment is confirmed instantly once the customer validates the transaction using their LinkAja PIN or biometric authentication.
Features
Channel code |
|
Currency | IDR |
Minimum amount | 1 |
Maximum amount | 20,000,000 |
User approval flow | REDIRECT |
Save | ✅ |
Recurring | ❌ |
Auth & capture | ❌ |
Partial capture | ❌ |
Multiple partial capture | ❌ |
Payment request expiry | 0.5 hours |
Payment token validity | ❌ |
Settlement time | T+2 working days |
Refund | ✅ |
Partial refund | ❌ |
Multiple partial refund | ❌ |
Refund validity | 30 days |
Compatible integration | Payment API, Payment Links, Payment Session |
Payment flow
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