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Kredivo

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Kredivo is a leading digital credit platform in Indonesia, offering instant credit for e-commerce, offline purchases, and personal loans through real-time decisioning. Customers can choose Kredivo as a PayLater payment option.


Features

Channel code

KREDIVO

Currency

IDR

Minimum amount

1,000

Maximum amount

30,000,000

User approval flow

REDIRECT

Save

Recurring

Auth & capture

Partial capture

Multiple partial capture

Payment request expiry

24 hours

Payment token validity

Settlement time

T+4 working days

Refund

Partial refund

Multiple partial refund

Refund validity

14 days

Compatible integration

Payment API, Payment Links

Payment flow

  1. On the checkout page, select PayLater > Kredivo

  2. Fill in customer details and continue

  3. Choose installment plan on the Kredivo payment page

  4. Log in to Kredivo with your phone number and PIN, or create a new account

  5. Enter the OTP sent to your phone and click Bayar (Pay)