Kredivo

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Kredivo is a leading digital credit platform in Indonesia, offering instant credit for e-commerce, offline purchases, and personal loans through real-time decisioning. Customers can choose Kredivo as a PayLater payment option.


Features

Channel Code

KREDIVO

Display Name

Kredivo

Currency

IDR

Country

ID

Type

PAYLATER

Min Amount

1,000.00

Max Amount

30,000,000.00

User Approval Flow

REDIRECT

Reusable Payment Code

-

Save

-

Merchant Initiated Transaction

-

Auth & Capture

-

Partial Capture

-

Multiple Partial Capture

-

Desktop Support

WEB URL

Mobile Support

MOBILE WEB URL

Custom Payment Code

-

Display Merchant Name

XENDIT

Display User Name

-

Set Expiry

-

Payment Request Expiry (hours)

24

Payment Token Validity (years)

-

Payment Processing Time (hours)

INSTANT

Settlement Time

T+4 CALENDAR DAYS

Installments

Refund

Partial Refund

-

Multiple Partial Refund

-

Refund Validity (days)

14

Payment Link

Fund Flow

AGGREGATOR

Payment flow

  1. On the checkout page, select PayLater > Kredivo

  2. Fill in customer details and continue

  3. Choose installment plan on the Kredivo payment page

  4. Log in to Kredivo with your phone number and PIN, or create a new account

  5. Enter the OTP sent to your phone and click Bayar (Pay)