Kredivo is a leading digital credit platform in Indonesia, offering instant credit for e-commerce, offline purchases, and personal loans through real-time decisioning. Customers can choose Kredivo as a PayLater payment option.
Features
Channel code |
|
Currency | IDR |
Minimum amount | 1,000 |
Maximum amount | 30,000,000 |
User approval flow | REDIRECT |
Save | ❌ |
Recurring | ❌ |
Auth & capture | ❌ |
Partial capture | ❌ |
Multiple partial capture | ❌ |
Payment request expiry | 24 hours |
Payment token validity | ❌ |
Settlement time | T+4 working days |
Refund | ✅ |
Partial refund | ❌ |
Multiple partial refund | ❌ |
Refund validity | 14 days |
Compatible integration | Legacy API, Payment Links |
Payment flow
On the checkout page, select PayLater > Kredivo
Fill in customer details and continue
Choose installment plan on the Kredivo payment page
Log in to Kredivo with your phone number and PIN, or create a new account
Enter the OTP sent to your phone and click Bayar (Pay)