BPI Recurring

The Bank of the Philippine Islands (BPI) is one of the largest and most trusted banks in the Philippines, with a strong presence in both traditional and digital banking services. On top of BPI direct debit that serves one-time payment use cases, BPI also offers a recurring solution for tokenized / recurring payment flows. This is widely used for regular payment use cases such as subscriptions, utilities, loans, tuition fees, and instalment plans.

This simplifies payment management by eliminating the need for manual payment processing, making it highly popular among businesses and consumers alike. Businesses benefit from reliable and timely payment collection, while customers enjoy the convenience of automated transactions without worrying about missing deadlines.

Features

Channel Code	BPI_RECURRING
Display Name	BPI Recurring
Currency	PHP
Country	PH
Type	ONLINE BANKING
Min Amount	1
Max Amount	100,000.00
User Approval Flow	REDIRECT, SKIP
Reusable Payment Code	-
Save	✓
Merchant Initiated Transaction	✓
Auth & Capture	-
Partial Capture	-
Multiple Partial Capture	-
Desktop Support	WEB URL
Mobile Support	MOBILE WEB URL
Custom Payment Code	-
Display Merchant Name	MERCHANT
Display User Name	-
Set Expiry	-
Payment Request Expiry (hours)	-
Payment Token Validity (years)	0.25
Payment Processing Time (hours)	INSTANT
Settlement Time	T+1 CALENDAR DAYS
Installments	-
Refund	✓
Partial Refund	✓
Multiple Partial Refund	✓
Refund Validity (days)	30
Payment Link	-
Fund Flow	AGGREGATOR, SWITCHER

Account Linking (Redirection)