BPI Direct Debit

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The Bank of the Philippine Islands (BPI) is one of the largest and most trusted banks in the Philippines, with a strong presence in both traditional and digital banking services. BPI Online Banking, its digital platform, is widely used for secure and convenient transactions, including online payments, bills payment, and fund transfers. With millions of active users, BPI Online Banking is a preferred payment method for Filipinos who value ease of use, security, and reliability.

BPI's popularity stems from its extensive customer base and seamless integration with many e-commerce platforms, making it a key payment method for businesses targeting the Philippine market. Merchants often adopt BPI Online Banking as an option to cater to customers who prefer direct bank payments over credit cards or e-wallets.


Features

Channel Code

BPI_DIRECT_DEBIT

Display Name

BPI Direct Debit

Currency

PHP

Country

PH

Type

ONLINE BANKING

Min Amount

1

Max Amount

100,000.00

User Approval Flow

REDIRECT

Reusable Payment Code

-

Save

Merchant Initiated Transaction

-

Auth & Capture

-

Partial Capture

-

Multiple Partial Capture

-

Desktop Support

WEB URL

Mobile Support

MOBILE WEB URL

Custom Payment Code

-

Display Merchant Name

MERCHANT

Display User Name

-

Set Expiry

-

Payment Request Expiry (hours)

-

Payment Token Validity (years)

0.25

Payment Processing Time (hours)

INSTANT

Settlement Time

T+1 CALENDAR DAYS

Installments

-

Refund

Partial Refund

Multiple Partial Refund

Refund Validity (days)

30

Payment Link

Fund Flow

AGGREGATOR, SWITCHER

Payment flow