Akulaku

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Akulaku is a leading banking and digital finance platform in Southeast Asia, with a strong presence in Indonesia. Founded in 2016, Akulaku started as a consumer lending platform and has since expanded its services to include e-commerce, digital banking, and wealth management. Akulaku aims to provide accessible financial services to underserved customers in emerging markets, particularly those who lack access to traditional banking.

The platform offers a range of products, including virtual credit cards, installment loans, and online shopping, all accessible through its mobile app. Akulaku's innovative approach to financial services has made it a popular choice for Indonesians seeking convenient and affordable financial solutions.


Features

Channel Code

AKULAKU

Display Name

Akulaku

Currency

IDR

Country

ID

Type

PAYLATER

Min Amount

1,000.00

Max Amount

25,000,000.00

User Approval Flow

REDIRECT

Reusable Payment Code

-

Save

-

Merchant Initiated Transaction

-

Auth & Capture

-

Partial Capture

-

Multiple Partial Capture

-

Desktop Support

WEB URL

Mobile Support

MOBILE WEB URL

Custom Payment Code

-

Display Merchant Name

XENDIT

Display User Name

-

Set Expiry

-

Payment Request Expiry (hours)

24

Payment Token Validity (years)

-

Payment Processing Time (hours)

INSTANT

Settlement Time

T+2 CALENDAR DAYS

Installments

Refund

Partial Refund

Multiple Partial Refund

-

Refund Validity (days)

INDEFINITE

Payment Link

Fund Flow

AGGREGATOR

Payment flow