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Akulaku

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Akulaku is a leading banking and digital finance platform in Southeast Asia, with a strong presence in Indonesia. Founded in 2016, Akulaku started as a consumer lending platform and has since expanded its services to include e-commerce, digital banking, and wealth management. Akulaku aims to provide accessible financial services to underserved customers in emerging markets, particularly those who lack access to traditional banking.

The platform offers a range of products, including virtual credit cards, installment loans, and online shopping, all accessible through its mobile app. Akulaku's innovative approach to financial services has made it a popular choice for Indonesians seeking convenient and affordable financial solutions.


Features

Channel code

AKULAKU

Currency

IDR

Minimum amount

1,000

Maximum amount

25,000,000

User approval flow

REDIRECT

Save

Recurring

Auth & capture

Partial capture

Multiple partial capture

Payment request expiry

24 hours

Payment token validity

Settlement time

T+2 working days

Refund

Partial refund

Multiple partial refund

Refund validity

0 days

Compatible integration

Payment API, Payment Links

Payment flow