Akulaku is a leading banking and digital finance platform in Southeast Asia, with a strong presence in Indonesia. Founded in 2016, Akulaku started as a consumer lending platform and has since expanded its services to include e-commerce, digital banking, and wealth management. Akulaku aims to provide accessible financial services to underserved customers in emerging markets, particularly those who lack access to traditional banking.
The platform offers a range of products, including virtual credit cards, installment loans, and online shopping, all accessible through its mobile app. Akulaku's innovative approach to financial services has made it a popular choice for Indonesians seeking convenient and affordable financial solutions.
Features
Channel Code | AKULAKU |
Display Name | Akulaku |
Currency | IDR |
Country | ID |
Type | PAYLATER |
Min Amount | 1,000.00 |
Max Amount | 25,000,000.00 |
User Approval Flow | REDIRECT |
Reusable Payment Code | - |
Save | - |
Merchant Initiated Transaction | - |
Auth & Capture | - |
Partial Capture | - |
Multiple Partial Capture | - |
Desktop Support | WEB URL |
Mobile Support | MOBILE WEB URL |
Custom Payment Code | - |
Display Merchant Name | XENDIT |
Display User Name | - |
Set Expiry | - |
Payment Request Expiry (hours) | 24 |
Payment Token Validity (years) | - |
Payment Processing Time (hours) | INSTANT |
Settlement Time | T+2 CALENDAR DAYS |
Installments | ✓ |
Refund | ✓ |
Partial Refund | ✓ |
Multiple Partial Refund | - |
Refund Validity (days) | INDEFINITE |
Payment Link | ✓ |
Fund Flow | AGGREGATOR |