Rules & Limitations
To ensure a smooth experience between you and your users, take note of the following rules and limitations set by the banks per payment method:
BRI | BCA OneKlik | BCA KlikPay | BPI | Unionbank | |
---|---|---|---|---|---|
Country | ๐ฎ๐ฉ | ๐ฎ๐ฉ | ๐ฎ๐ฉ | ๐ต๐ญ | ๐ต๐ญ |
Currency | IDR | IDR | IDR | PHP | PHP |
Channel Code | DC_BRI | BCA_ONEKLIK | BCA_KLIKPAY | BA_BPI | BA_UBP |
Account Identifier | Debit Card + Mobile Number + Email | Debit Card + Mobile Number | BCA KlikPay credentials | Mobile Bank Account Login | Mobile Bank Account Login |
Account Linking | Debit Card | Debit Card | None | Bank Account | Bank Account |
Authorization Method | No redirection | Redirection | Redirection | Redirection | Redirection |
Payment Limits | Minimum: 1 IDR Maximum per day: Basic - 10M IDR Black - 20M IDR Platinum - 50M IDR | Varies depending on end user settings | Minimum: IDR 10k Maximum per day (refreshes midnight): IDR 100M | P50,000 daily | None |
Payment Validation | via OTP (not required if transaction below 1M) | via OTP (optional depending on BCA anti-fraud logic) | via OTP (optional depending on BCA anti-fraud logic) | via OTP | Not required |
Settlement to Xendit balance | Instant | Next business day | Next business day | Instant | Instant |
Settlement Method | PayFac or Switcher | Switcher | Switcher | Aggregator/Switcher | Aggregator/Switcher |