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UBP ADA

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On top of regular one-time payments with UnionBank direct debit, Xendit also offers UnionBank Auto Debit Arrangement (also know as ADA or e-ADA) which enables businesses to automatically collect recurring payments directly from their customers’ UnionBank deposit accounts. This payment solution is widely used for automating bills, subscription fees, loan payments, and other scheduled transactions.

UnionBank ADA is highly regarded for its convenience, security, and efficiency. For customers, it eliminates the hassle of manually paying recurring bills, while businesses benefit from timely and reliable payment collection.


Features

Channel Code

UBP_EADA

Currency

PHP

Minimum Amount

1.00

Maximum Amount

100,000.00

User Approval Flow

REDIRECT

Save

Recurring

Auth & Capture

Partial Capture

Multiple Partial Capture

Payment Request Expiry (hours)

Payment Token Validity (years)

1

Settlement Time (hours)

T+1 CALENDAR DAYS

Refund

Partial Refund

Multiple Partial Refund

Refund Validity (days)

N/A

Compatible integration

Payment API, Payment Session, Subscriptions

Payment flow