FPX Direct Debit

FPX is an online payment service that allows customers to pay for purchases and bills in real-time by debiting their bank account directly through their internet banking portal. It is a secure and reliable payment gateway, operated by PayNet, a subsidiary of Bank Negara Malaysia, that enables secure and direct crediting to the merchant's account.

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Features

Channel Code	{Bank Name}_FPX, {Bank Name}_FPX_BUSINESS
Bank Name	AFFIN, AGRO, ALLIANCE, AMBANK, BNP (FPX_BUSINESS only), BOC (FPX only), BSN (FPX only), CIMB, CITIBANK (FPX_BUSINESS only), DEUTSCHE (FPX_BUSINESS only), HLB, HSBC, ISLAM, KFH, MAYB2E, MAYB2U (FPX only), MUAMALAT, OCBC, PUBLIC, RAKYAT, RHB, SCH, UOB
Display Name	{Bank Name} FPX or {Bank Name} FPX (Business)
Currency	MYR
Country	MY
Type	ONLINE BANKING
Min Amount	1
Max Amount (FPX)	30,000.00
Max Amount (FPX Business)	1,000,000.00
User Approval Flow	REDIRECT, SKIP
Reusable Payment Code	-
Save	✓
Merchant Initiated Transaction	✓
Auth & Capture	-
Partial Capture	-
Multiple Partial Capture	-
Desktop Support	WEB URL
Mobile Support	MOBILE WEB URL
Custom Payment Code	-
Display Merchant Name	MERCHANT
Display User Name	-
Set Expiry	-
Payment Request Expiry (hours)	-
Payment Token Validity (years)	CARD EXPIRY
Payment Processing Time (hours)	INSTANT
Settlement Time	T+2 CALENDAR DAYS
Installments	-
Refund	-
Partial Refund	-
Multiple Partial Refund	-
Refund Validity (days)	120
Payment Link	✓
Fund Flow	AGGREGATOR, SWITCHER

Payment flow

Step 1: Select FPX Online banking and choose the required bank.

Step 2: You will be redirected to the chosen bank online banking page. Login with banking credentials (example Maybank).

Step 3: Select the account, click “Continue” and complete the 3DS (example Maybank).

Step 4: Payment completed.

Payment confirmation for order #test_recy, amount paid MYR 5.00 via FPX.