Duitnow Pay

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DuitNow Pay is a seamless online payment solution provided by PayNet, enabling businesses to offer fast and secure checkouts directly from a customer's account with reduced friction.

When customers select DuitNow Pay at checkout, they can seamlessly authorize payments directly from their preferred bank account. Once the payment is processed, you receive an instant confirmation, ensuring a frictionless and high-conversion transaction experience for you and your customers.

Channel Code

DUITNOW_PAY

Display Name

DuitNow Pay

Currency

MYR

Country

MY

Type

ONLINE BANKING

Min Amount

1.00

Max Amount

30,000.00

User Approval Flow

REDIRECT

Reusable Payment Code

-

Save

-

Merchant Initiated Transaction

-

Auth & Capture

-

Partial Capture

-

Multiple Partial Capture

-

Desktop Support

WEB URL

Mobile Support

MOBILE WEB URL

Custom Payment Code

-

Display Merchant Name

XENDIT

Display User Name

-

Set Expiry

-

Payment Request Expiry (hours)

0.5

Payment Token Validity (years)

INDEFINITE

Payment Processing Time (hours)

INSTANT

Settlement Time

T+1 BUSINESS DAY

Installments

-

Refund

✓

Partial Refund

✓

Multiple Partial Refund

✓

Refund Validity (days)

90

Payment Link

✓

Fund Flow

AGGREGATOR, GATEWAY

Payment Flows

Supported Issuers

Issuer Name

BIC Code (DuitNow Pay)

Retail

Corporate

FPX

DuitNow Pay

Affin Bank

PHBMMYKL

✅

✅

✅

✅

Alliance Bank Malaysia Berhad

MFBBMYKL

✅

✅

✅

✅

MBSB Bank Berhad

AFBQMYKL

✅

✅

❌

✅

Agro Bank

AGOBMYKL

✅

✅

✅

✅

Ambank Berhad

ARBKMYKL

✅

✅

✅

✅

CIMB Bank

CIBBMYKL

✅

✅

✅

✅

Bank Islam

BIMBMYKL

✅

✅

✅

✅

Bank of China (M) Berhad

BKCHMYKL

✅

❌

❌

✅

Bank Kerjasama Rakyat Malaysia Berhad

—

✅

❌

✅

❌

Bank Muamalat

BMMBMYKL

✅

✅

✅

✅

Boost Bank

BOBEMYK2

✅

❌

❌

✅

Bank Simpanan Nasional Berhad

BSNAMYK1

✅

❌

✅

✅

Finexus

FNXSMYNB

✅

❌

❌

✅

HSBC Bank

HBMBMYKL

✅

❌

✅

✅

Hong Leong Bank Berhad

HLBBMYKL

✅

❌

✅

✅

Kuwait Finance House

—

✅

❌

✅

❌

Maybank

MBBEMYKL

✅

✅

✅

✅

MobilityOne

MBLOMYNB

✅

❌

❌

✅

OCBC Bank (Malaysia) Berhad

OCBCMYKL

✅

❌

✅

✅

Public Bank Berhad

PBBEMYKL

✅

✅

✅

✅

RHB Banking Group

RHBBMYKL

✅

✅

✅

✅

Al-Rajhi Bank

RJHIMYKL

✅

❌

❌

✅

Standard Chartered Bank Malaysia Berhad

—

✅

❌

✅

❌

United Overseas Bank Berhad (UOB)

UOVBMYKL

✅

✅

✅

✅

JP Morgan Chase Bank Berhad

CHASMYKX

❌

✅

❌

✅

Deutsche Bank (Malaysia) Berhad

DEUTMYKL

❌

✅

❌

✅

Sumitomo Mitsui Banking Corporation (M) Berhad

SMBCMYKL

❌

✅

❌

✅

Notes

Retail – Available for consumer/personal banking accounts.

Corporate – Available for business/corporate banking accounts.

FPX – The issuer supports payments via the FPX payment rail.

DuitNow Pay – The issuer supports payments via the DuitNow Pay (Online Banking/Open Banking) payment rail.