BSI Virtual Account

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BSI Virtual Account is a leading Islamic banking payment channel in Indonesia, offered by Bank Syariah Indonesia, the country's largest Sharia-compliant bank formed through the merger of three state-owned Islamic banks.

When customers select BSI Virtual Account at checkout, they are assigned a unique virtual account number. They can complete the payment through multiple channels including BSI Mobile banking, BSI Net banking, ATMs, or at any BSI branch location. Once the customer transfers the exact payment amount to the designated virtual account number, you receive instant confirmation of the transaction.


Features

Channel Code

BSI_VIRTUAL_ACCOUNT

Display Name

BSI Virtual Account

Currency

IDR

Country

ID

Type

BANK TRANSFER

Min Amount

1

Max Amount

50,000,000,000.00

User Approval Flow

PRESENT TO CUSTOMER

Reusable Payment Code

Save

-

Merchant Initiated Transaction

-

Auth & Capture

-

Partial Capture

-

Multiple Partial Capture

-

Desktop Support

-

Mobile Support

-

Custom Payment Code

Display Merchant Name

XENDIT, MERCHANT

Display User Name

Set Expiry

Payment Request Expiry (hours)

-

Payment Token Validity (years)

-

Payment Processing Time (hours)

INSTANT

Settlement Time

INSTANT

Installments

-

Refund

-

Partial Refund

-

Multiple Partial Refund

-

Refund Validity (days)

-

Payment Link

Fund Flow

AGGREGATOR, SWITCHER

Payment flow

Mobile banking

  1. Log in to BYOND BSI

  2. Choose Bayar & Beli

  3. Search Xendit, Choose Prefix VA: 9347 or 9655

  4. Insert code (without prefix) (e.g. 33371937)

  5. Enter PIN

  6. Confirm payment details

Internet banking

  1. Log in to https://bsinet.bankbsi.co.id

  2. Click Payment

  3. Choose source of payment

  4. Click Institution

  5. Enter Xendit as institution name (code 9347)

  6. Enter virtual account number (e.g. 33371937)

  7. Confirm payment details

  8. Enter authentication token code

ATM

  1. Insert ATM Card

  2. Select preferred language

  3. Enter ATM PIN

  4. Select Payment/Purchase > Institution

  5. Enter virtual account number (e.g. 934733371937)

  6. Confirm payment details

Interbank

  1. Log in to your bank Account

  2. Click Transfer > Choose BSI

  3. Enter 009 + BSI Virtual Account code 9347 + virtual account number, (e.g. 934733371937)

  4. Enter payment amount

  5. Select source of payment

  6. Choose Online Transfer

  7. Confirm payment details