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BJB Virtual Accounts

  • Updated on Aug 6, 2026
  • Published on Nov 27, 2024
  • 1 minute(s) read
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BJB Virtual Account is a regional banking payment method widely used in West Java and Banten provinces of Indonesia. BJB Virtual Account is offered by Bank BJB, the largest regional development bank in Indonesia that serves as the primary banking partner for local government transactions and public services in its operating regions.

When customers select BJB VA at checkout, they receive a unique virtual account number. They can complete the payment through multiple channels including BJB Mobile banking, BJB Net banking, ATMs, or at any BJB branch location. The payment is confirmed instantly once the customer transfers the exact amount to the provided virtual account number.

BJB Virtual Accounts is no longer supported effective 30 August 2026. After this date:

  • New Virtual Account can no longer be created

  • And all existing BJB Virtual Accounts will expired and your customers will no longer be able to make payments to existing BJB Virtual Accounts.

  • BJB Virtual Account option will no longer be available on Xendit Payment Link checkout page

If you have any questions regarding this notice or need assistance with migrating to an alternative bank’s Virtual Account, please don't hesitate to reach out to our support team at help@xendit.co.

Features

Channel code

BJB_VIRTUAL_ACCOUNT

Currency

IDR

Minimum amount

1

Maximum amount

2,000,000,000

User approval flow

PRESENT TO CUSTOMER

Reusable payment code

✅

Custom payment code

✅

Display merchant name

MERCHANT

Display user name

✅

Set expiry

✅

Settlement time

Instant

Refund

❌

Partial refund

❌

Multiple partial refund

❌

Refund validity

N/A

Compatible integration

Payment API, Payment Link

Payment flow

Mobile banking

Log In To Your Account

  1. Open BJB Mobile app

  2. Enter User ID and Password

Payment Details

  1. Choose "Virtual Account"

  2. Select the type of account you are using to transfer (i.e. from Savings account)

  3. Enter Virtual Account Number, for example 1234999968795947

  4. Confirm your transaction details displayed

Internet banking

Log In To Your Account

  1. Open https://ib.bankbjb.co.id/bjb.net

  2. Enter User ID and Password

Payment Details

  1. Select "Virtual Account"

  2. Select the type of account you are using to transfer (i.e. from Savings account)

  3. Enter Virtual Account Number, for example 1234999968795947

  4. Confirm your transaction details displayed

ATM

Find Nearest ATM

  1. Insert your BJB ATM card and PIN

  2. Enter your ATM PIN

Payment Details

  1. Select Menu "Transaksi Lainnya"

  2. Select "Virtual Account"

  3. Select the type of account you are using to transfer (i.e. from Savings account)

  4. Enter Virtual Account Number, for example 1234999968795947

  5. Confirm your transaction details displayed