The settlement days of every product are varied depending on the kind of product and its commercial model. Please note that for the aggregator model, the fund will be settled to your Xendit account, while for the switcher model, the fund will be directly settled to your bank account.


ProductCommercial ModelPayment MethodsSettlement
Credit/Debit CardAggregatorAny Credit CardT+5 (Calendar Days)
E-walletAggregatorOVO, DANA, LinkAja, ShopeePay, AstraPayT+2 (Business Days)
PaylaterAggregator & SwitcherKredivoEvery Tuesday and Friday
PaylaterAggregatorAkulakuSame day
PaylaterAggregatorUangmeT+2 (Calendar Days)
PaylaterAggregatorIndodanaT+2 (Business Days)
QRAggregatorQRIST+2 (Business Days)
Direct DebitAggregatorBRIInstant
Direct DebitAggregator & SwitcherCIMB NiagaInstant
Direct DebitAggregatorMandiriT+1 (Business Days)
Virtual AccountAggregatorBNI, BSI, BRI, BSS, BJB, Mandiri, Permata, CIMB, BNCInstant
Virtual AccountAggregatorBCAT+1 (Business Days)
Virtual AccountSwitcherDBST+5 (Business Days)
Virtual AccountSwitcherAll other Switcher VAT+1 (Calendar Days) or following agreement with banks
Retail OutletAggregatorAlfamart, IndomaretT+5 (Business Days)


ProductCommercial ModelPayment MethodsSettlement
Credit/Debit CardAggregatorAny Credit CardT+5 (PHP) T+7 (USD) (Calendar Days)
Credit/Debit CardSwitcherBYOBT+1/T+2 (Calendar Days)
E-walletAggregatorPaymaya, GCash, GrabPay, ShopeePay, Coins.phT+2 (Business Days)
Direct DebitAggregatorBPI, Unionbank, BDO, RCBC, ChinabankT+1 (Calendar Days)
Retail Outlet/Over-the-CounterAggregator7Eleven (Xendit Biller)T+8 (Business Days)
Retail Outlet/Over-the-CounterAggregator7Eleven (Merchant Biller)T+5 (Business Days)
Retail Outlet/Over-the-CounterAggregatorCebuana, ECPay, Palawan, M Lhuillier, ECPay Loan, ECPay School, LBC, RD Pawnshop, and CVMT+2 (Business Days)
PaylaterAggregatorBillease, CashaloT+5 (Business Days)

Last Updated on 2024-04-23