Payment Scenarios

You can simulate payments in test mode for payment links created via Dashboard or API.

Bank Transfer

Click the specific bank channel you want to test. Click the red banner at the top of the page to simulate the payment. The payment link will be paid without moving actual money.

Debit/Credit Cards

There are two options to simulate Debit/Credit Cards in payment links :

• Use the red banner button at the top of payment links page
• Input dummy card numbers manually

Debit/Credit Cards: Using red banner in payment links UI

Choose Debit/Credit Card option on the checkout page. Click the red banner at the top of the page to stimulate the payment. The payment link will be paid without moving actual money.

Debit/Credit Cards: Input dummy card numbers manually

You can use our created dummy card numbers to simulate different payment scenarios. Please refer to this document to learn more about cards testing scenarios.

Retail Outlets

Click the specific retail outlet (or over-the-counter) payment method you want to test. Click the red banner at the top of the page to simulate the payment. The payment link will be paid without moving actual money.

Ewallet/QRIS

Ewallets may vary in their simulation flows in test mode. See below for the varying flows:

Indonesian Ewallets

There are two options to simulate Ewallet in payment links for ID Ewallet channels:

• Using the red banner at the top of the payment links UI page
• Using Ewallet mock connector
• Input dummy phone number

Ewallet Simulation: Using Dummy Number

• Simulation using dummy number is only applicable for OVO payment method
• You can choose OVO channel under Ewallet payment method
• Input any dummy phone number with format 08XX XXXX XXXX

Philippine Ewallets

There are two options to simulate Ewallet in payment links for PH Ewallet channels :

• Using the red banner at the top of the payment links UI page
• Using Ewallet mock connector

Ewallet Simulation via mock connector

To simulate Ewallet via mock connector, kindly follow these steps :

• Choose Ewallet payment method
• Click the specific Ewallet channel
• You will be redirected to to Ewallet mock connector
• Click proceed to pay

QRIS

When you click Ewallet/QRIS drop-down payment method, you can click the red banner to simulate using QRIS channel

Direct Debit

There are two options to simulate Direct Debit payments in payment links :

• Use the red banner button at the top of payment links page
• Use Direct Debit mock connector Moneybank

Direct Debit: Using red banner in payment links UI

Choose the Direct Debit option on the checkout page. Click the red banner at the top of the page to stimulate the payment. The payment link will be paid without moving actual money.

Direct Debit: Using Mock Connector

You could also use the Direct Debit mock connector to simulate payment, following these steps below :

ID Direct Debit

• Choose Direct Debit on the payment link page
• Click the specific channel
• Input billing details with the following format
  • First Name : Your first name
  • Last Name : Your last name
  • Phone Number : +62 8XXX XXX
  • Email : test@email.com
  • Cards Number’s Last 4 Digit : 8888
  • Valid Thru : MM/YY
• Click “pay now” to show the one-time pin (OTP) box
• Input the OTP “333000” to simulate a successful payment

PH Direct Debit

• Choose direct debit payment options in payment links
• Click the specific channel
• You will be redirected to the direct debit mock connector via Moneybank
• Input the sample credentials to finish the simulation :
  • Username : singleaccount@xendit.co
  • Password : singleaccountpassword
• Click pay now on checkout UI
• Input the OTP “222000” for successful payment simulation

Paylater

You can choose Paylater specific partner under Paylater payment method, then you will be redirected to paylater mock connector. Please follow these step below to simulate Paylater :

• Choose paylater payment channel
• Select partner
• Fill out the billing details, with following format :
  • First Name : Your first name
  • Last Name : Your last name
  • Email : test@email.com
  • Phone Number : +62 8XXX XXX / +63 8XXX XXX
  • Address : Your Address
  • City/District : Your City/Distric
• There will be details of installment and total amount for your reference
• Then, click continue
• You will be redirected to Paylater Mock Connector and click “Proceed to pay”

Last Updated on 2023-05-17