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Activate Payment Method

When you sign up to Xendit, most payment methods are available by default for you to explore and test. Some payment methods require extra activation. For a list of available payment methods and activation, visit your Payment Methods settings in Xendit Dashboard.

For Indonesia businesses, the following payment methods are available by default:

  1. Virtual Account - BNI
  2. Virtual Account - Mandiri
  3. Virtual Account - BRI
  4. Virtual Account - Permata
  5. Virtual Account - BSS
  6. Virtual Account - BSI
  7. Virtual Account - BJB
  8. Credit / Debit Card (for enterprises and non-individuals only)

For Philippines businesses, the following payment methods are available by default:

  1. Ewallet - Grabpay
  2. Ewallet - Paymaya
  3. Retail Outlet - 7Eleven
  4. Retail Outlet - Cebuana

For other payment methods, visit Payment Methods settings to find and activate payment channels you need or you can contact your Account Manager or Xendit CS (help@xendit.co) for guidance.

Requirements

The following table shows the requirements to activate payment channels that are not active by default:

Indonesia 🇲🇨

Payment MethodExpected Processing TimeAdditional Required Information
Virtual Account - BCA14 working days1. BCA Account under the company name
2. Business Permit (SIUP)
3. Company Deed of Establishment (Akta Pendirian)
4. Ministry of Justice Decree (SK Menkeh for Akta Pendirian)
5. Company Deed of Changes (Akta Perubahan Terakhir)
6. Ministry of Justice Decree (SK Menkeh for Akta Perubahan Terakhir)
Virtual Account - CIMB30-60 working daysContact your Sales Representative/Account Manager or help@xendit.co to request for CIMB VA activation
Ewallet - OVO3 working days1. Business Location
2. Business Sector
3. Business License Issuing Date (according to NIB/TDP/SIUP)
4. Business Establishment Date
5. Point of Contact Name
6. Point of Contact Phone Number
7. Point of Contact ID Card Type
8. Point of Contact ID Card Number
Ewallet - Dana3 working days1. Company Legal Name
2. Company Legal Address
3. Business Country of Operation
4. Taxation Office (KPP)- Only for Business Operating in Indonesia
5. Taxation Address (According to NPWP)- Only for Business Operating in Indonesia
6. Point of Contact Name
7. Point of Contact Phone Number
8. Point of Contact Email
Ewallet - LinkAja6 working days1. Business Establishment City
2. Business Establishment Date
3. Business Category
4. Estimated Yearly Sales in IDR
5. Outlet Location
6. Business Director Name
7. Business Director ID Card Type
8. Business Director ID Card Number
9. Business Director ID Card Issuance Date
10. Business Director Phone Number
11. Business Director Work Email
12. Business Director Address
Ewallet - Shopeepay14 working days1. Director Birth City
2. Director Birth Date
3. Director Gender
4. Director Address
5. Director Phone Number
6. Director Email
7. Director Citizenship
8. Director ID Card Number
9. Company Incorporation Date
10. Business Sector
11. Business Scale
12. Shareholder Names
13. Board of Directors and Board of Commissioners Names
QR Code - QRIS6 working daysSee Additional Requirement info from Ewallet - DANA
Retail Outlet - Alfamart5 working days1. Designated Payment Code Prefix
2. Customer Support Email
3. Director’s Name
4. Director’s Phone Number
5. Director’s Email Address
Direct Debit - BRI

Contact your Sales Representative to activate Direct Debit - BRI
21 working days1. Company Phone Number
2. Estimated Sales Revenue
3. Company Ownership Details
4. Company Management Details
5. Company Deed of Establishment (Akta Pendirian)
6. Ministry of Justice Decree (SK Menkeh for Akta Pendirian)
7. Company Deed of Changes (Akta Perubahan Terakhir)
8. Ministry of Justice Decree (SK Menkeh for Akta Perubahan Terakhir)
9. Memorandum of Association/ Articles of Association (AD/ART)
10. Board of Directors ID Card
11. Business License (NIB/SIUP/TDP)
12. Other Business License (if applicable)
Paylater - Kredivo

Register here
14 working days + 14 working days for integration1. Website URL
2. Website Detail
3. Point of Contact Name
4. Point of Contact Email
5. Director Name
6. Payment Notification Email (for receiving payment notification from Kredivo)
Paylater - Akulaku

Register here
14 working days (subject to partner’s approval)1. Registered email in Xendit
2. Legal Company Name
3. Website URL
4. Website Detail
5. Phone Number
Paylater - UangmeN/AContact your Sales Representative/Account Manager or help@xendit.co to request for Uangme activation
Paylater - IndodanaN/AContact your Sales Representative/Account Manager or help@xendit.co to request for Indodana activation
Paylater - AtomeN/AContact your Sales Representative/Account Manager or help@xendit.co to request for Atome activation

Notes: For Individual Business, NPWP requirement is not needed to activate OVO, Shopeepay, LinkAja, and Alfamart

Philippines 🇵🇭

Payment MethodExpected Processing TimeAdditional Required Information
Credit / Debit Card3 working days (for PHP)
10 working days (for USD and recurring)
1. Business Name
2. Business Category
3. Phone Number
4. Address
5. Projected Monthly Transaction Count
6. Projected Monthly Transaction Volume
7. Tax Identification Number
8. Director’s Primary ID
9. Incorporator’s Full Name
10. Incorporator’s Date of Birth
11. Incorporator’s Email
12. Incorporator’s Address
13. Incorporator’s Nationality
14. Incorporator’s Tax Identification Number
Ewallet - Gcash5 working days1. Business Name
2. Business Sector
Ewallet - ShopeepayN/AContact your Sales Representative/Account Manager or help@xendit.co to request for Shopeepay activation
Retail Outlet - ECPay LoansN/AContact your Sales Representative/Account Manager or help@xendit.co to request for ECPay Loans activation
Retail Outlet - M LhuillierN/AContact your Sales Representative/Account Manager or help@xendit.co to request for M Lhuillier activation
Retail Outlet - Palawan ExpressN/AContact your Sales Representative/Account Manager or help@xendit.co to request for Palawan Express activation
Retail Outlet - LBCN/AContact your Sales Representative/Account Manager or help@xendit.co to request for LBC activation
Retail Outlet - CVMN/AContact your Sales Representative/Account Manager or help@xendit.co to request for CVM activation
Retail Outlet - RD PawnshopN/AContact your Sales Representative/Account Manager or help@xendit.co to request for RD Pawnshop activation
Direct Debit - UBP1-7 working daysDisplay Name
Direct Debit - BPI1 working dayN/A
Paylater - BilleaseN/AContact your Sales Representative/Account Manager or help@xendit.co to request for Billease activation
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