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Getting started
Last updated 10/27/2021
Welcome to Xendit! We are very excited to welcome you here. To ease your process of getting started, we have prepared this page to help you navigate around many different things you may want to know when starting with Xendit.
Xendit is available in Indonesia 🇲🇨 and Philippines 🇵🇭
Find Your Ideal Xendit Use Cases!
| Products | Payment Link | Integrations | Hosted Checkout | XenPayments |
|---|---|---|---|---|
| Key Features | Getting started immediately on dashboard - no technical integration Customized payment page with your logo & branding | Connect quickly with your existing e-Commerce or billing platform (WooCommerce, Shopify, Wix, Sirclo, Xero, Easy Digital Download, Magento, and Opencart) | Generate our payment page using API - we built the UI for you Customized payment page with your logo & branding | Customizable checkout experience exactly how you want it Simple REST API to integrate to |
| Who is It for? | Ideal for business that don't have developers (i.e Instagram seller, online shop) | E-commerce business using third party platform | High volume or multi country e-commerce | Businesses at scale who want tailored experience |
Xendit Products
Accepting Payments
Xendit can help you accept payments from the following channels
Indonesia 🇲🇨
| Product Name | Available For |
|---|---|
| Virtual Account (BNI, BNI Syariah, Mandiri, BRI, Permata, BCA*, and BSS) | Individual, Business Entity, and Foreign Business |
| Retail Outlet (Alfamart) | Individual, Business Entity, and Foreign Business |
| Credit Cards (VISA, Mastercard, JCB, American Express) | Business Entity |
| Ewallets (OVO, Dana, LinkAja, Shopeepay) | Individual, Business Entity, and Foreign Business |
| Paylater (Kredivo) | Business Entity |
| QRIS | Individual, Business Entity, and Foreign Business |
| Direct Debit (BRI) | Individual, Business Entity, and Foreign Business |
Note: BCA VA is currently only available for Business Entity
Philippines 🇵🇭
| Product Name | Available For |
|---|---|
| Retail Outlet (7-Eleven and Cebuana) | Individual, Sole Proprietorship, Partnership, Corporation |
| Credit Cards (VISA and Mastercard) | Sole Proprietorship, Partnership, Corporation |
| Ewallets (Paymaya, Grabpay, and Gcash) | Individual, Sole Proprietorship, Partnership, Corporation |
| Paylater (Billease) | Individual, Sole Proprietorship, Partnership, Corporation |
| Direct Debit (UBP and BPI) | Individual, Sole Proprietorship, Partnership, Corporation |
Sending Payments
Xendit can help you send payments to multiple bank account destinations and ewallets
Indonesia 🇮🇩
| Product Name | Available For |
|---|---|
| Disbursement | Individual, Business Entity, and Foreign Business |
| Batch Disbursement | Individual, Business Entity, and Foreign Business |
| Payout | Individual, Business Entity, and Foreign Business |
Philippines 🇵🇭
| Product Name | Available For |
|---|---|
| Disbursement | Individual, Sole Proprietorship, Partnership, Corporation |
| Batch Disbursement | Individual, Sole Proprietorship, Partnership, Corporation |
Standard Pricing
Indonesia 🇮🇩
| Product | Fee Type | Standard Fee Rate |
|---|---|---|
| Virtual Account - Aggregator | Fixed fee | IDR 4,500 |
| Virtual Account - Switcher | Fixed fee | {...} + IDR 2,000 |
| Retail Outlet | Fixed fee | IDR 5,000 |
| Credit Cards - Aggregator | Fixed fee + Percentage fee | IDR 2,000 + 2.9% |
| Credit Cards - Switcher | Fixed fee + Percentage fee | IDR 2,000 + 2.9% |
| Ewallet | Percentage fee | 1.5% |
| Paylater | Percentage fee | 2.3% |
| QRIS | Percentage fee | 0.636% |
| Direct Debit | Percentage fee | 1.9% |
| Disbursements | Fixed fee | IDR 5,000 |
Note: For Virtual Account - switcher product e.g. BCA VA, there will be a separately agreed fee between merchant and bank.
Philippines 🇵🇭
| Product | Fee Type | Standard Fee Rate |
|---|---|---|
| Retail Outlet (Over-the-counter) | Fixed fee | PHP 15 (7-Eleven) PHP 25 (Cebuana) |
| Credit Cards - Aggregator | Fixed fee + Percentage fee | PHP 10 + 3.2% (Local Cards) PHP 10 + 4.2% (Internationally-issued cards charged in PHP) USD 1 + 4% (Cards charged in USD) |
| Ewallet | Percentage fee | 1.8% (Paymaya) 2.0% (Grabpay) 2.3% (Gcash) |
| Paylater | Percentage fee | 1.5% |
| Direct Debit | Fixed Fee or Percentage fee | PHP 15 or 1% (whichever is higher) |
| Disbursements | Fixed fee | PHP 10 |