Getting Started
Welcome to Xendit! We are very excited to welcome you here. To ease your process of getting started, we have prepared this page to help you navigate around many different things you may want to know when starting with Xendit.
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Xendit is available in Indonesia 🇲🇨 and Philippines 🇵🇭
Find Your Ideal Xendit Use Cases!
| Use Cases | How Xendit Helps | Integration Type Options | Product Fit |
|---|---|---|---|
| Social Seller (Facebook seller, Instagram seller) | 1. Help you build Lightweight storefront website for your business 2. Help you to accept payment from multiple channels using shareable Xendit checkout link | Checkout Payment Link | 1. Xendit Storefront 2. XenInvoice |
| Non-Profit Organization (Donation, Recurring Payment) | 1. Help you to accept payment from multiple channels using shareable Xendit checkout link 2. On-demand payment link helps you to create one single link to accept multiple payments from multiple payers 3. Helps you to create one recurring billing to auto charge your payer according to your preferred recurring billing cycle | - Checkout Payment Link - API Integration | 1. Donation Payment Link 2. On Demand Payment Link 3. Recurring Payment |
| E-commerce | 1. Help you to accept payment from multiple channels without changing your tailored checkout experience 2. Connect your e-commerce platform to Xendit using plug and play plugin | - API Integration - E-commerce Platform (Shopify, WooCommerce, Wix, Ecwid, Sirclo, Magento, etc.) | 1. XenPayment .Third-party Integration |
| SaaS | 1. Help you to accept payment from multiple channels without changing your tailored checkout experience 2. Help you to create one recurring billing to auto charge your payer according to your preferred recurring billing cycle 3. Enable your customer to accept payments within your platform | API Integration | 1. XenPayment 2. Recurring Payment 3. XenPlatform |
| Platforms | 1. Enable your customer to accept payments within your platform 2. Help you transfer money/balance to your customer within your platform 3. Help you to send money to your end users bank accounts (up to 140+ destination bank and e-wallets supported) | API Integration | 1. XenPlatform 2. XenDisburse |
| Payroll and HR Platform | 1. Help you to send money to your end users bank accounts (up to 140+ destination bank and e-wallets supported) 2. Help you to send money to up to 10,000 destination bank accounts through one Excel sheet upload | - API Integration - Dashboard Operation | 1. XenDisburse 2. XenBatch |
If you have another use cases, you can reach out to our CS team at help@xendit.co or contact our Sales team here to understand more about what Xendit product is best for your business.
Xendit Products
Accepting Payments
Xendit can help you accept payments from the following channels
Indonesia 🇲🇨
| Product Name | Available For |
|---|---|
| Virtual Account (BNI, BNI Syariah, Mandiri, BRI, Permata, BCA*, CIMB*, BSS, BSI, and BJB) | Individual, Sole Proprietorship, Business Entity, and Foreign Business |
| Retail Outlet (Alfamart) | Individual, Sole Proprietorship, Business Entity, and Foreign Business |
| Credit Cards* (VISA, Mastercard, JCB, American Express) | Business Entity, Sole Proprietorship |
| Ewallets (OVO, Dana, LinkAja, Shopeepay) | Individual, Sole Proprietorship, Business Entity, and Foreign Business |
| Paylater (Kredivo, Akulaku, Uangme, Indodana*) | Individual, Sole Proprietorship, Business Entity |
| QRIS | Individual, Business Entity, and Foreign Business |
| Direct Debit (BRI, BCA OneKlik*) | Individual, Business Entity, and Foreign Business |
Note:
- BCA VA, CIMB VA, BCA OneKlik, Akulaku, Uangme, and Indodana are currently only available for Business Entity
- Credit Cards eligibility is subject to our internal team risk assessment of your business
Philippines 🇵🇭
| Product Name | Available For |
|---|---|
| Retail Outlet (7-Eleven, Cebuana, Palawan Express, M Lhuillier, ECPay Loans, LBC, CVM, and RD Pawnshop) | Individual, Sole Proprietorship, Partnership, Corporation, Foreign Business (SEC and Non-SEC Registered) |
| Credit Cards* (VISA, Mastercard, and JCB) | Individual, Sole Proprietorship, Partnership, Corporation, Foreign Business (SEC Registered) |
| Ewallets (Paymaya, Grabpay, Gcash, and Shopeepay) | Individual, Sole Proprietorship, Partnership, Corporation, Foreign Business (SEC and Non-SEC Registered) |
| Paylater (Billease, Cashalo*) | Sole Proprietorship, Partnership, Corporation, Foreign Business (SEC and Non-SEC Registered) |
| Direct Debit (UBP and BPI) | Individual, Sole Proprietorship, Partnership, Corporation, Foreign Business (SEC and Non-SEC Registered) |
Note:
- Credit Cards eligibility is subject to our internal team assessment of your business
- Cashalo is not available for any Foreign Business
Sending Payments
Xendit can help you send payments to multiple bank account destinations and ewallets
Indonesia 🇮🇩
| Product Name | Available For |
|---|---|
| Disbursement | Individual, Sole Proprietorship, Business Entity, and Foreign Business |
| Batch Disbursement | Individual, Sole Proprietorship, Business Entity, and Foreign Business |
| Payout | Individual, Sole Proprietorship, Business Entity, and Foreign Business |
Philippines 🇵🇭
| Product Name | Available For |
|---|---|
| Disbursement | Individual, Sole Proprietorship, Partnership, Corporation, Foreign Business (SEC and Non-SEC Registered) |
| Batch Disbursement | Individual, Sole Proprietorship, Partnership, Corporation, Foreign Business (SEC and Non-SEC Registered) |
Standard Pricing
Indonesia 🇮🇩
| Product | Fee Type | Standard Fee Rate |
|---|---|---|
| Virtual Account - Aggregator | Fixed fee | IDR 4,500 |
| Virtual Account - Switcher | Fixed fee | {...} + IDR 2,000 |
| Retail Outlet | Fixed fee / Percentage fee | IDR 5,000 (Alfamart) IDR 5,000-10,000 or 1.5% - depends on industry (Indomaret) |
| Credit Cards - Aggregator | Fixed fee + Percentage fee | IDR 2,000 + 2.9% |
| Credit Cards - Switcher | Fixed fee + Percentage fee | IDR 2,000 + 2.9% |
| Ewallet | Percentage fee | 1.5% (Dana) 1.5% (LinkAja) 1.5% - 3.5% (OVO) |
| Paylater | Percentage fee | 1.7% (Akulaku) 1.75% (Indodana) 2.3% (Kredivo) 1.8% (UangMe) |
| QRIS | Percentage fee | 0.7% |
| Direct Debit | Percentage fee | 1.9% |
| Disbursements | Fixed fee | IDR 5,000 |
Note: For Virtual Account - switcher product e.g. BCA VA, there will be a separately agreed fee between merchant and bank.
Philippines 🇵🇭
| Product | Fee Type | Standard Fee Rate |
|---|---|---|
| Retail Outlet (Over-the-counter) | Fixed fee / Percentage fee | PHP 15 (7-Eleven) PHP 25 (Cebuana) 1.5%/PHP 25 (ECPay Loans & ECPay School) PHP 20 (M Lhuillier, Palawan Express, LBC, RD Pawnshop, CVM) |
| Credit Cards - Aggregator | Fixed fee + Percentage fee | PHP 10 + 3.2% (Local Cards) PHP 10 + 4.2% (Internationally-issued cards charged in PHP) USD 1 + 4% (Cards charged in USD) |
| Ewallet | Percentage fee | 2.3% (Gcash) 1.8% (Paymaya) 2% (Grabpay) 2% (ShopeePay) |
| Paylater | Percentage fee | 1.5% (Billease) 1.6% (Cashalo) |
| Direct Debit | Fixed Fee or Percentage fee | PHP 15 or 1% (whichever is higher) |
| Disbursements | Fixed fee | PHP 10 |