English
API ReferenceSign In

Getting started

Last updated 12/01/2021

Welcome to Xendit! We are very excited to welcome you here. To ease your process of getting started, we have prepared this page to help you navigate around many different things you may want to know when starting with Xendit.

Xendit is available in Indonesia 🇲🇨  and Philippines 🇵🇭

Find Your Ideal Xendit Use Cases!

Use CasesHow Xendit HelpsIntegration Type OptionsProduct Fit
Social Seller (Facebook seller, Instagram seller)1. Help you build Lightweight storefront website for your business

2. Help you to accept payment from multiple channels using shareable Xendit checkout link
Checkout Payment Link1. Xendit Storefront

2. XenInvoice
Non-Profit Organization (Donation, Recurring Payment)1. Help you to accept payment from multiple channels using shareable Xendit checkout link

2. On-demand payment link helps you to create one single link to accept multiple payments from multiple payers

3. Helps you to create one recurring billing to auto charge your payer according to your preferred recurring billing cycle
- Checkout Payment Link
- API Integration
1. Donation Payment Link

2. On Demand Payment Link

3. Recurring Payment
E-commerce1. Help you to accept payment from multiple channels without changing your tailored checkout experience

2. Connect your e-commerce platform to Xendit using plug and play plugin
- API Integration
- E-commerce Platform (Shopify, WooCommerce, Wix, Ecwid, Sirclo, Magento, etc.)
1. XenPayment

.Third-party Integration
SaaS1. Help you to accept payment from multiple channels without changing your tailored checkout experience

2. Help you to create one recurring billing to auto charge your payer according to your preferred recurring billing cycle

3. Enable your customer to accept payments within your platform
API Integration1. XenPayment

2. Recurring Payment

3. XenPlatform
Platforms1. Enable your customer to accept payments within your platform

2. Help you transfer money/balance to your customer within your platform

3. Help you to send money to your end users bank accounts (up to 140+ destination bank and e-wallets supported)
API Integration1. XenPlatform

2. XenDisburse
Payroll and HR Platform1. Help you to send money to your end users bank accounts (up to 140+ destination bank and e-wallets supported)

2. Help you to send money to up to 10,000 destination bank accounts through one Excel sheet upload
- API Integration
- Dashboard Operation
1. XenDisburse

2. XenBatch


If you have another use cases, you can reach out to our CS team at help@xendit.co or contact our Sales team here to understand more about what Xendit product is best for your business.


Xendit Products

Accepting Payments

Xendit can help you accept payments from the following channels

Indonesia 🇲🇨

Product NameAvailable For
Virtual Account (BNI, BNI Syariah, Mandiri, BRI, Permata, BCA*, BSS, and BSI)Individual, Sole Proprietorship, Business Entity, and Foreign Business
Retail Outlet (Alfamart)Individual, Sole Proprietorship, Business Entity, and Foreign Business
Credit Cards (VISA, Mastercard, JCB, American Express)Business Entity, Sole Proprietorship
Ewallets (OVO, Dana, LinkAja, Shopeepay)Individual, Sole Proprietorship, Business Entity, and Foreign Business
Paylater (Kredivo, Akulaku)Individual, Sole Proprietorship, Business Entity
QRISIndividual, Business Entity, and Foreign Business
Direct Debit (BRI, BCA OneKlik*)Individual, Business Entity, and Foreign Business

Note: BCA VA and BCA OneKlik are currently only available for Business Entity


Philippines 🇵🇭

Product NameAvailable For
Retail Outlet (7-Eleven, Cebuana, ECPay)Individual, Sole Proprietorship, Partnership, Corporation
Credit Cards (VISA and Mastercard)Sole Proprietorship, Partnership, Corporation
Ewallets (Paymaya, Grabpay, and Gcash)Individual, Sole Proprietorship, Partnership, Corporation
Paylater (Billease)Sole Proprietorship, Partnership, Corporation
Direct Debit (UBP and BPI)Individual, Sole Proprietorship, Partnership, Corporation

Sending Payments

Xendit can help you send payments to multiple bank account destinations and ewallets

Indonesia 🇮🇩

Product NameAvailable For
DisbursementIndividual, Sole Proprietorship, Business Entity, and Foreign Business
Batch DisbursementIndividual, Sole Proprietorship, Business Entity, and Foreign Business
PayoutIndividual, Sole Proprietorship, Business Entity, and Foreign Business

Philippines 🇵🇭

Product NameAvailable For
DisbursementIndividual, Sole Proprietorship, Partnership, Corporation
Batch DisbursementIndividual, Sole Proprietorship, Partnership, Corporation

Standard Pricing

Indonesia 🇮🇩

ProductFee TypeStandard Fee Rate
Virtual Account - AggregatorFixed feeIDR 4,500
Virtual Account - SwitcherFixed fee{...} + IDR 2,000
Retail OutletFixed feeIDR 5,000
Credit Cards - AggregatorFixed fee + Percentage feeIDR 2,000 + 2.9%
Credit Cards - SwitcherFixed fee + Percentage feeIDR 2,000 + 2.9%
EwalletPercentage fee1.5%
PaylaterPercentage fee2.3%
QRISPercentage fee0.636%
Direct DebitPercentage fee1.9%
DisbursementsFixed feeIDR 5,000

Note: For Virtual Account - switcher product e.g. BCA VA, there will be a separately agreed fee between merchant and bank.

Philippines 🇵🇭

ProductFee TypeStandard Fee Rate
Retail Outlet (Over-the-counter)Fixed feePHP 15 (7-Eleven)
PHP 25 (Cebuana)
Credit Cards - AggregatorFixed fee + Percentage feePHP 10 + 3.2% (Local Cards)
PHP 10 + 4.2% (Internationally-issued cards charged in PHP)
USD 1 + 4% (Cards charged in USD)
EwalletPercentage fee1.8% (Paymaya)
2.0% (Grabpay)
2.3% (Gcash)
PaylaterPercentage fee1.5%
Direct DebitFixed Fee or Percentage feePHP 15 or 1% (whichever is higher)
DisbursementsFixed feePHP 10