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Getting Started

Welcome to Xendit! We are very excited to welcome you here. To ease your process of getting started, we have prepared this page to help you navigate around many different things you may want to know when starting with Xendit.

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Xendit is available in Indonesia ๐Ÿ‡ฒ๐Ÿ‡จย  and Philippines ๐Ÿ‡ต๐Ÿ‡ญ

Find Your Ideal Xendit Use Cases!

Use CasesHow Xendit HelpsIntegration Type OptionsProduct Fit
Social Seller (Facebook seller, Instagram seller)Help you to accept payment from multiple channels using shareable Xendit checkout link- Dashboard Operation
- Checkout Payment Link
Payment Link
Non-Profit Organization (Donation, Recurring Payment)1. Help you to collect the fund from multiple payment within 1 persistent payment link with closed or open amount. Suitable for the use case of donation and on demand payment

2. Helps you to create one recurring billing to auto charge your payer according to your preferred recurring billing cycle
- Dashboard Operation
- Checkout Payment Link
- API Integration
1. Multiple Payment Link

2. Recurring Payment
E-commerce & Retail1. Help you to accept payment from multiple channels without changing your tailored checkout experience

2. Connect your e-commerce platform to Xendit using plug and play plugin
- API Integration
- Third-party Platform (Shopify, WooCommerce, Wix, Ecwid, Sirclo, Magento, etc.)
xenPayment
SaaS1. Help you to accept payment from multiple channels without changing your tailored checkout experience

2. Help you to create one recurring billing to auto charge your payer according to your preferred recurring billing cycle

3. Enable your customer to accept payments within your platform
API Integration1. xenPayment

2. Recurring Payment

3. xenPlatform
Platforms1. Enable your customer to accept payments within your platform

2. Help you transfer money/balance to your customer within your platform

3. Help you to send money to your end users bank accounts (up to 140+ destination bank and e-wallets supported)
API Integration1. xenPlatform

2. xenDisburse
Payroll and HR Platform1. Help you to send money to your end users bank accounts (up to 140+ destination bank and e-wallets supported)

2. Help you to send money to up to 10,000 destination bank accounts through one Excel sheet upload
- API Integration
- Dashboard Operation
1. xenDisburse

2. xenBatch
Educational Institution & Edutech Platform1. Help you to accept the tuition fee from students without having to do manual reconciliation

2. Help you to create an automated charge recurring billing for the tuition fee of your students according to the preferred recurring billing cycle

3. Enable your branch school to accept payments within your platform
- Dashboard Operation
- API Integration
1. xenPayment

2. Recurring Payment

3. xenPlatform
Micro e-commerce SellerHelp you to accept payment from multiple payment channels using Xendit checkout payment link that is shareable through WhatsApp, SMS, email, social media and etc

*Applicable for seller from micro e-commerce platform such as marketplace, tokko.io, toko.ly, Sakoo.id, etc
- Dashboard Operation
- Checkout Payment Link
Payment Link
Insurance1. Help you to accept regular payment from multiple payment channel

2. Help you to create a recurring billing to auto charge your customer in preferred cycle

3. Help you to send money for claims to your end user's bank accounts to single or up to 10,000 destination bank accounts through an excel sheet upload

4. Connect your business platform to Xendit using plug and play plugin
- Dashboard Operation
- API Integration
- Third-party Platform (Shopify, WooCommerce, Wix, Ecwid, Sirclo, Magento, etc.)
1. xenPayment

2. xenDisburse

3. xenBatch
Travel & Tourism1. Help you to accept payment from multiple channels without changing your tailored checkout experience and ease the booking experience in end user

2. Help you to send money to your end users bank accounts (up to 140+ destination bank and e-wallets supported) or through an excel sheet upload

3. Enable your branch business (hotel, vila, etc) to accept payments within your platform

4. Connect your business platform to Xendit using plug and play plugin
- Dashboard Operation
- API Integration
- Third-party Platform (Shopify, WooCommerce, Wix, Ecwid, Sirclo, Magento, etc.)
1. xenPayment

2. xenDisburse

3. xenBatch

4. xenPlatform
Entertainment (movie, event, etc)1. Help you to accept payment from multiple payment channels such as QR Code, e-wallet, paylater, etc

2. Help your customer to have a seamless yet simple checkout experience using a shareable Xendit checkout payment link
- Dashboard Operation
- Checkout Payment Link
- API Integration
1. xenPayment

2. Payment Link
Logistic1. Help you to accept payment from multiple payment channels using shareable Xendit checkout payment link or through your tailored checkout experience

2. Connect your business platform to Xendit using plug and play plugin
- API Integration
- Third-party Platform (Shopify, WooCommerce, Wix, Ecwid, Sirclo, Magento, etc.)
1. xenPayment

2. Payment Link

If you have another use cases, you can reach out to our CS team at help@xendit.co or contact our Sales team here to understand more about what Xendit product is best for your business.

Note:

Xendit has restricted business categories to be onboarded and use the product. Check the information below to see if your business category is eligible:


Xendit Products

Accepting Payments

Xendit can help you accept payments from the following channels

Indonesia ๐Ÿ‡ฒ๐Ÿ‡จ

Product NameAvailable For
Virtual Account* (BNI, BNI Syariah, Mandiri, BRI, Permata, BCA*, CIMB*, BSS, BSI, and BJB)Individual, Sole Proprietorship, Business Entity, and Foreign Business
Retail Outlet (Alfamart)Individual, Sole Proprietorship, Business Entity, and Foreign Business
Credit Cards* (VISA, Mastercard, JCB, American Express)Business Entity, Sole Proprietorship
Ewallets (OVO, DANA, LinkAja, ShopeePay, AstraPay)Individual, Sole Proprietorship, Business Entity, and Foreign Business
Paylater (Kredivo, Akulaku, Uangme, Indodana, Atome)Individual, Sole Proprietorship, Business Entity
QRISIndividual, Business Entity, and Foreign Business
Direct Debit (BRI)Individual, Business Entity, and Foreign Business

Note:

  • Instant VA settlement is currently not available for micro e-commerce merchant however T+7 settlement will be applied
  • BCA VA, CIMB VA, Akulaku, Uangme, Indodana, and Atome are currently only available for Business Entity
  • Credit Cards eligibility is subject to our internal team risk assessment of your business

Philippines ๐Ÿ‡ต๐Ÿ‡ญ

Product NameAvailable For
Retail Outlet (7-Eleven, Cebuana, Palawan Express, M Lhuillier, ECPay Loans, LBC, CVM, and RD Pawnshop)Individual, Sole Proprietorship, Partnership, Corporation, Foreign Business (SEC and Non-SEC Registered)
Credit Cards* (VISA, Mastercard, and JCB)Individual, Sole Proprietorship, Partnership, Corporation, Foreign Business (SEC Registered)
Ewallets (Paymaya, Grabpay, Gcash, and Shopeepay)Individual, Sole Proprietorship, Partnership, Corporation, Foreign Business (SEC and Non-SEC Registered)
Paylater (Billease, Cashalo*)Sole Proprietorship, Partnership, Corporation, Foreign Business (SEC and Non-SEC Registered)
Direct Debit (UBP and BPI)Individual, Sole Proprietorship, Partnership, Corporation, Foreign Business (SEC and Non-SEC Registered)

Note:

  • Credit Cards eligibility is subject to our internal team assessment of your business
  • Cashalo is not available for any Foreign Business

Sending Payments

Xendit can help you send payments to multiple bank account destinations and ewallets

Indonesia ๐Ÿ‡ฎ๐Ÿ‡ฉ

Product NameAvailable For
DisbursementIndividual, Sole Proprietorship, Business Entity, and Foreign Business
Batch DisbursementIndividual, Sole Proprietorship, Business Entity, and Foreign Business
PayoutIndividual, Sole Proprietorship, Business Entity, and Foreign Business

Philippines ๐Ÿ‡ต๐Ÿ‡ญ

Product NameAvailable For
DisbursementIndividual, Sole Proprietorship, Partnership, Corporation, Foreign Business (SEC and Non-SEC Registered)
Batch DisbursementIndividual, Sole Proprietorship, Partnership, Corporation, Foreign Business (SEC and Non-SEC Registered)

Standard Pricing

Indonesia ๐Ÿ‡ฎ๐Ÿ‡ฉ

ProductFee TypeStandard Fee Rate
Virtual Account - AggregatorFixed feeIDR 4,000
Virtual Account - SwitcherFixed fee + Bank fee*IDR 2,000 + {...}
Retail OutletFixed fee / Percentage feeIDR 5,000 (Alfamart)
IDR 5,000-10,000 or 1.5% - depends on industry (Indomaret)
Credit Cards - AggregatorFixed fee + Percentage feeIDR 2,000 + 2.9%
Credit Cards - SwitcherFixed fee + Percentage feeIDR 2,000 + 2.9%
EwalletPercentage fee1.5% (DANA)
1.5% (AstraPay)
1.5% - 3.15% (LinkAja)
  • 2.7% LinkAja for Indonesian Gaming, Content and Digital Products Merchants
  • 3.15% LinkAja for for Foreign Gaming, Content and Digital Products Merchants
  • 1.5% LinkAja for all other merchants

  • 1.5% - 3.18% (OVO)
  • 2.73% OVO MDR for Indonesian Digital Content Merchants
  • 3.18% OVO MDR Foreign Digital Content Merchants

  • 1.8% - 3.60% (ShopeePay)
  • 1.8% ShopeePay for Retail Merchants
  • 3.60% ShopeePay for Gaming, Content and Digital Products Merchants
  • PaylaterPercentage fee1.7% (Akulaku)
    5% (Atome)
    1.75% (Indodana)
    2.3% (Kredivo)
    1.8% (UangMe)
    QRISPercentage fee0.63%
    Direct DebitFixed fee
    Percentage fee
    1.9% (BRI)
    IDR 4,500 (Mandiri)
    IDR 2,500 + Bank fee* (BCA KlikPay - Switcher)
    DisbursementsFixed feeIDR 5,000

    Note:

    • Bank fee is applied for Virtual Account - Switcher & Direct Debit - Switcher and determined by each bank based on direct agreements between the merchant and the bank.

    Philippines ๐Ÿ‡ต๐Ÿ‡ญ

    ProductFee TypeStandard Fee Rate
    Retail Outlet (Over-the-counter)Fixed fee / Percentage feePHP 15 or 1.5% whichever is higher (7-Eleven)
    PHP 25 (Cebuana, LBC, RD Pawnshop)
    1.5% or PHP 25 (ECPay Loans & ECPay School)
    PHP 20 (M Lhuillier, Palawan Express, USSC, CVM)
    Credit Cards - AggregatorFixed fee + Percentage feePHP 10 + 3.2% (Local Cards)
    PHP 10 + 4.2% (Internationally-issued cards charged in PHP)
    USD 1 + 4% (Cards charged in USD)
    EwalletPercentage fee2.3% (Gcash)
    1.8% (Paymaya)
    2% (Grabpay)
    2% (ShopeePay)
    PaylaterPercentage fee1.5% (Billease)
    1.6% (Cashalo)
    Direct DebitFixed Fee / Percentage feePHP 15 or 1% (whichever is higher)
    DisbursementsFixed feePHP 10
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