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Kredivo

Last updated 04/09/2020

Kredivo is available via our WooCommerce plug-in and direct API integration (see API Reference). You can follow testing steps below once you get the email activation confirmation from our Merchant Ops from the activation process here.

  1. Test Transaction in Test Environment (Staging)

    Create a Kredivo checkout payment either by going through your WooCommerce store, or by hitting our API. Use the test log-in credentials below to proceed.

    • Username : +62 81513114262
    • Password : 663482
    • Transaction OTP : 4567

  2. Send Test Transaction to Xendit for Validation

    After completing a test transaction, log-in to your Kredivo sandbox dashboard using the test credentials sent to your email previously by Xendit during activation request.

    Go to reports tab to find your test transaction.

    Reply to the main email thread for Kredivo activation with merchantops@xendit.co. Use the information from Kredivo sandbox dashboard.

    Dear Xendit team,

    Please see transaction details below from the test environment.

    Order ID: Transaction ID: Transaction Date: Amount:

    Please kindly help to proceed on the next steps.

    Xendit will respond to your email to proceed for the next steps. You can proceed to the next steps once receive Xendit email confirmation.

  3. Test Transaction in Live Environment (Production)

    After Xendit has verified your test transaction, you may proceed to create a test checkout payment in production. Make sure that the API key and/or WooCommerce settings are set on Live Mode.

    Repeat the same steps as #1, this time, please use a live Kredivo buyer account for checkout. Because this is a live transaction, we highly recommend that you create a test item/payment with a very minimal amount. Kredivo allows transactions as low as 1 IDR for testing.

If you do not have a Kredivo account, kindly apply for an account via Kredivo mobile app (5-minute easy application).

  1. Send Live Transaction to Xendit for Validation

    After completing a test transaction, log-in to your Kredivo live dashboard using the production credentials sent to you previously by Xendit during activation request.

    Reply to the main email thread for Kredivo activation with merchantops@xendit.co. Use the information from Kredivo live dashboard.

    Dear Xendit team,

    Please see transaction details below from the live environment. My expected go-live date is on __.

    Order ID: Transaction ID: Transaction Date: Amount:

    Please kindly help to proceed on the next steps

    Xendit will respond to your email to proceed for the next steps. You can proceed to the next steps once receive Xendit email confirmation.

  2. Cancel Live Transaction

    Upon acknowledgement by Xendit and kredivo on live testing, perform cancellation to void the transaction. Follow the steps here.

    You need to perform a cancellation for the live testing because the transaction will not be settled to your Kredivo Settlement.

  3. Receive Confirmation from Xendit regarding Activation

    Before the expected go-live date specified in your last email, Xendit/Kredivo team will inform you once your Kredivo payment method has been successfully activated on live mode.

    No further action is required from you, you may now start accepting live payments on your platform. Congratulations!