---
title: "xenPlatform fees"
slug: "xenplatform-fees"
updated: 2025-11-18T03:36:09Z
published: 2025-11-18T03:36:09Z
canonical: "docs.xendit.co/xenplatform-fees"
---

> ## Documentation Index
> Fetch the complete documentation index at: https://docs.xendit.co/llms.txt
> Use this file to discover all available pages before exploring further.

# xenPlatform fees

Xendit charges transaction fees for each payment processed. These fees are charged to either you or your merchants, depending on the sub-account type used. Additionally there are fees charged based on your xenPlatform usage.

## Transaction fee Breakdown

| Feature | Managed Sub-Accounts | Owned Sub-Accounts |
| --- | --- | --- |
| Direct billing | Fees deducted from the sub-account | Fees deducted from the sub-account |
| Indirect billing | Merchant pays after billing statement is issued | Platform pays after billing statement is issued |
| Who receives billing statements? | Sub-account | Master account |
| Who receives tax invoices/ Faktur Pajak? | Sub-account | Master account |

Note:

- Under direct deduction, Transaction fees are always deducted from the account that receives the transaction.
- You may also request us for consolidated invoices, which combine all invoices into the Platform regardless of what sub-account types you have.
- Sub-accounts created under Global accounts currently default to the “Managed Sub-Accounts” setup above

## xenPlatform fees

Xendit charges two types of fees based on your xenPlatform usage:

- **Sub-account activity fee:** Charged per monthly active sub-account. A sub-account is considered active if it has at least one chargeable transaction (excluding withdrawals and top-ups) within that month.
- **In-house transaction fee:** Charged for transfers and split fees between accounts. This fee is accumulated and charged to the platform via indirect billing.

> [!NOTE]
> In-house transaction fee calculation
> 
> The fee charged is based on the amount that is transferred or split (**not**the entire transaction amount). For example:
> 
> 1. A sub-account receives an IDR 100,000 transaction from a customer
> 2. Using a Split Rule, IDR 5,000 is transferred to the Platform upon settlement
> 3. The default fee charged for this transfer would be 0.5% x IDR 5,000 = IDR 25

For the most updated pricing, visit the [pricing page on the Xendit website](https://www.xendit.co/en/pricing/).