---
title: "UnionBank Direct Debit"
slug: "ubp-direct-debit"
updated: 2026-07-22T10:02:18Z
published: 2026-07-22T10:02:18Z
canonical: "docs.xendit.co/ubp-direct-debit"
---
> ## Documentation Index
> Fetch the complete documentation index at: https://docs.xendit.co/llms.txt
> Use this file to discover all available pages before exploring further.
# UnionBank Direct Debit
UnionBank of the Philippines is one of the country’s leading digital banks, offering a comprehensive and user-friendly online banking platform. With UnionBank Online Banking, customers can conveniently manage their accounts, perform transactions, and access various banking services anytime, anywhere. The platform is accessible via web browsers and a mobile app, ensuring a seamless banking experience for individuals and businesses alike.
UnionBank is at the forefront of digital transformation in the Philippines, making it a popular choice for tech-savvy users seeking efficient and secure banking solutions.
---
## Features
| **Channel Code** | UBP_DIRECT_DEBIT |
| --- | --- |
| **Display Name** | UnionBank Direct Debit |
| **Currency** | PHP |
| **Country** | PH |
| **Type** | ONLINE BANKING |
| **Min Amount** | 0.01 |
| **Max Amount** | 100,000.00 |
| **User Approval Flow** | REDIRECT |
| **Reusable Payment Code** | - |
| **Save** | ✓ |
| **Merchant Initiated Transaction** | - |
| **Auth & Capture** | - |
| **Partial Capture** | - |
| **Desktop Support** | WEB URL |
| **Mobile Support** | MOBILE WEB URL |
| **Custom Payment Code** | - |
| **Display Merchant Name** | MERCHANT |
| **Customize Display Name** | - |
| **Set Expiry** | - |
| **Payment Request Expiry (hours)** | 0.25 |
| **Payment Token Validity (years)** | 1 |
| **Payment Processing Time (hours)** | INSTANT |
| **Settlement Time** | INSTANT |
| **Installments** | - |
| **Refund** | ✓ |
| **Partial Refund** | ✓ |
| **Multiple Partial Refund** | ✓ |
| **Refund Validity (days)** | 30 |
| **Payment Link** | ✓ |
| **Fund Flow** | AGGREGATOR, GATEWAY |
##