---
title: "QRPh"
slug: "qrph"
updated: 2025-06-30T06:40:11Z
published: 2025-06-30T06:40:11Z
canonical: "docs.xendit.co/qrph"
---

> ## Documentation Index
> Fetch the complete documentation index at: https://docs.xendit.co/llms.txt
> Use this file to discover all available pages before exploring further.

# QRPh

![](https://cdn.document360.io/217abc43-8677-41fb-a81d-fceeb1fa0358/Images/Documentation/qrph.jpeg)

QRPh is the national Quick Response (QR) code standard in the Philippines for real-time payments. It allows customers to make instant payments from their bank or e-wallet apps by scanning a QR code displayed by a merchant.

---

## Features

| Channel Code | `QRPH` |
| --- | --- |
| Currency | PHP |
| Minimum Amount | 1.00 |
| Maximum Amount | 50,000.00 |
| User Approval Flow | PRESENT TO CUSTOMER |
| Reusable Payment Code | ❌ |
| Custom Payment Code | ❌ |
| Display Merchant Name | MERCHANT |
| Display User Name | ✅ |
| Set Expiry | ❌ |
| Settlement Time (hours) | T+1 BUSINESS DAYS |
| Refund | ❌ |
| Partial Refund | ❌ |
| Multiple Partial Refund | ❌ |
| Refund Validity (days) | N/A |
| Compatible integration | Payment API, Payment Link |

## How to pay

**Find the QR Code**

1. Select **QRPh** as your payment method on the checkout page
2. A QR code will be displayed along with the transaction details (e.g., amount and merchant name)

**Payment Details**

1. Open your mobile banking app or e-wallet that supports QRPh
2. Use the **Scan QR Code** feature in your app
3. Point your phone camera at the QR code displayed on the checkout page
4. Verify the transaction details (e.g., amount and recipient)

**Confirm Payment**

1. Confirm the transaction in your app
2. Enter your PIN or use biometric authentication (if required)

#### Payment Flow

## ![](https://cdn.document360.io/217abc43-8677-41fb-a81d-fceeb1fa0358/Images/Documentation/image-1735806730640.png)