Permata Virtual Account is a payment channel offered by Permata Bank, allowing customers to pay using a unique virtual account number assigned to their transaction. Known for its innovative banking solutions, Permata Bank is a trusted financial institution in Indonesia, making this payment method a popular choice for businesses and consumers alike.
When customers choose Permata Virtual Account during checkout, they receive a virtual account number specific to their payment. Transactions can be completed via mobile banking, internet banking, or ATMs. Once the payment is made, you receive real-time confirmation, ensuring a smooth and efficient payment process for you and your customers.
Features
Channel code |
|
Currency | IDR |
Minimum amount | 1 |
Maximum amount | 9,999,999,999 |
User approval flow | PRESENT TO CUSTOMER |
Reusable payment code | ✅ |
Custom payment code | ✅ |
Display merchant name | MERCHANT |
Display user name | ✅ |
Set expiry | ✅ |
Settlement time | Instant |
Refund | ❌ |
Partial refund | ❌ |
Multiple partial refund | ❌ |
Refund validity | N/A |
Compatible integration | Payment API, Payment Links |
Payment flow
Mobile banking
Log in to Permata mobile app
Select Pembayaran Tagihan > Virtual Account
Enter virtual account number (e.g. 729361827494)
Enter authentication token
Internet banking
Log in to https://www.permatanet.com
Select Pembayaran Tagihan > Virtual Account
Enter virtual account number (e.g. 729361827494)
Confirm payment details
Enter SMS token response code
ATM
Insert ATM Card
Select preferred language
Enter ATM PIN
Select Transaksi Lainnya > Pembayaran > Pembayaran Lainnya > Virtual Account
Enter virtual account number (e.g. 729361827494)
Confirm payment details
Enter PIN