Permata Virtual Account

Prev Next

Permata Virtual Account is a payment channel offered by Permata Bank, allowing customers to pay using a unique virtual account number assigned to their transaction. Known for its innovative banking solutions, Permata Bank is a trusted financial institution in Indonesia, making this payment method a popular choice for businesses and consumers alike.  

When customers choose Permata Virtual Account during checkout, they receive a virtual account number specific to their payment. Transactions can be completed via mobile banking, internet banking, or ATMs. Once the payment is made, you receive real-time confirmation, ensuring a smooth and efficient payment process for you and your customers.


Features

Channel Code

PERMATA_VIRTUAL_ACCOUNT

Display Name

Permata Virtual Account

Currency

IDR

Country

ID

Type

BANK TRANSFER

Min Amount

1

Max Amount

9,999,999,999.00

User Approval Flow

PRESENT TO CUSTOMER

Reusable Payment Code

Save

-

Merchant Initiated Transaction

-

Auth & Capture

-

Partial Capture

-

Multiple Partial Capture

-

Desktop Support

-

Mobile Support

-

Custom Payment Code

Display Merchant Name

XENDIT, MERCHANT

Display User Name

Set Expiry

Payment Request Expiry (hours)

-

Payment Token Validity (years)

-

Payment Processing Time (hours)

INSTANT

Settlement Time

INSTANT

Installments

-

Refund

-

Partial Refund

-

Multiple Partial Refund

-

Refund Validity (days)

-

Payment Link

Fund Flow

AGGREGATOR, SWITCHER

Payment flow

Mobile banking

  1. Log in to Permata mobile app

  2. Select Pembayaran Tagihan > Virtual Account

  3. Enter virtual account number (e.g. 729361827494)

  4. Enter authentication token

Internet banking

  1. Log in to https://www.permatanet.com

  2. Select Pembayaran Tagihan > Virtual Account

  3. Enter virtual account number (e.g. 729361827494)

  4. Confirm payment details

  5. Enter SMS token response code

ATM

  1. Insert ATM Card

  2. Select preferred language

  3. Enter ATM PIN

  4. Select Transaksi Lainnya > Pembayaran > Pembayaran Lainnya > Virtual Account

  5. Enter virtual account number (e.g. 729361827494)

  6. Confirm payment details

  7. Enter PIN