Permata Virtual Account is a payment channel offered by Permata Bank, allowing customers to pay using a unique virtual account number assigned to their transaction. Known for its innovative banking solutions, Permata Bank is a trusted financial institution in Indonesia, making this payment method a popular choice for businesses and consumers alike.
When customers choose Permata Virtual Account during checkout, they receive a virtual account number specific to their payment. Transactions can be completed via mobile banking, internet banking, or ATMs. Once the payment is made, you receive real-time confirmation, ensuring a smooth and efficient payment process for you and your customers.
Features
Channel Code | PERMATA_VIRTUAL_ACCOUNT |
Display Name | Permata Virtual Account |
Currency | IDR |
Country | ID |
Type | BANK TRANSFER |
Min Amount | 1 |
Max Amount | 9,999,999,999.00 |
User Approval Flow | PRESENT TO CUSTOMER |
Reusable Payment Code | ✓ |
Save | - |
Merchant Initiated Transaction | - |
Auth & Capture | - |
Partial Capture | - |
Multiple Partial Capture | - |
Desktop Support | - |
Mobile Support | - |
Custom Payment Code | ✓ |
Display Merchant Name | XENDIT, MERCHANT |
Display User Name | ✓ |
Set Expiry | ✓ |
Payment Request Expiry (hours) | - |
Payment Token Validity (years) | - |
Payment Processing Time (hours) | INSTANT |
Settlement Time | INSTANT |
Installments | - |
Refund | - |
Partial Refund | - |
Multiple Partial Refund | - |
Refund Validity (days) | - |
Payment Link | ✓ |
Fund Flow | AGGREGATOR, SWITCHER |
Payment flow
Mobile banking
Log in to Permata mobile app
Select Pembayaran Tagihan > Virtual Account
Enter virtual account number (e.g. 729361827494)
Enter authentication token
Internet banking
Log in to https://www.permatanet.com
Select Pembayaran Tagihan > Virtual Account
Enter virtual account number (e.g. 729361827494)
Confirm payment details
Enter SMS token response code
ATM
Insert ATM Card
Select preferred language
Enter ATM PIN
Select Transaksi Lainnya > Pembayaran > Pembayaran Lainnya > Virtual Account
Enter virtual account number (e.g. 729361827494)
Confirm payment details
Enter PIN