---
title: "Payouts for sub-accounts"
slug: "payouts-for-sub-accounts"
updated: 2025-07-06T19:04:59Z
published: 2025-07-06T19:04:59Z
canonical: "docs.xendit.co/payouts-for-sub-accounts"
---

> ## Documentation Index
> Fetch the complete documentation index at: https://docs.xendit.co/llms.txt
> Use this file to discover all available pages before exploring further.

# Payouts for sub-accounts

![](https://cdn.document360.io/217abc43-8677-41fb-a81d-fceeb1fa0358/Images/Documentation/xp-step-4.webp)

As Master Account, you can request payouts from your merchant’s balance for various purposes (withdrawals, refunds, vendor payments). The payout options available vary by sub-account type.

| Payout Option | Owned Sub-Accounts | Managed Sub-Accounts |
| --- | --- | --- |
| Payout | Master Account can create payouts on behalf of sub-accounts. Sub-accounts can execute via their own Dashboards. | Master Account can create payouts on behalf of sub-accounts. Sub-account users can execute via their own Dashboards. |
| Withdrawal | Only Master Account can withdraw funds. Sub-account balances must be disbursed or transferred to the Platform. | Sub-account users can execute via their own Dashboards. |
| Auto-withdrawal | Master Account can setup their own auto-withdrawal schedules | Sub-account users can setup their own auto-withdrawal schedules |

## Create Payouts for your merchants

As Master Account, you can use the your API key and disburse funds from sub-account balances via API:

- [Create payout](/docs/integration-payouts#before-you-start) with an additional header parameter `for-user-id`
- Input the `id` of the sub-account that you want to make a payout for

## Withdrawals for Sub-Accounts

There are two configurations for sub-accounts that has access to withdrawals:

1. `MANAGED` type sub-accounts
2. Sub-accounts created with [custom](/v1/docs/sub-accounts) `configurations` via API, with the `allow_withdrawals` set to `true`

[This page](/docs/withdrawal) explains how users can add their bank accounts and withdraw funds to their banks.