---
title: "Paynow QR"
slug: "paynow-qr"
updated: 2025-10-28T14:34:35Z
published: 2025-10-28T14:34:35Z
canonical: "docs.xendit.co/paynow-qr"
---

> ## Documentation Index
> Fetch the complete documentation index at: https://docs.xendit.co/llms.txt
> Use this file to discover all available pages before exploring further.

# Paynow QR

![](https://cdn.document360.io/217abc43-8677-41fb-a81d-fceeb1fa0358/Images/Documentation/673dae457c4cc-PayNow 2.svg?sv=2026-02-06&spr=https&st=2026-10-18T00%3A23%3A07Z&se=2026-10-18T01%3A23%3A07Z&sr=c&sp=r&sig=P9lkMhaJ34jPmPgEuGkVcGwzTl8ZvT2TPYvVUImPl8k%3D)

PayNow QR is an electronic payment method in Singapore that allows users to make instant, direct bank transfers to merchants or other individuals. Payments are made by scanning a unique QR code using any participating bank's mobile banking app or e-wallet app, making it highly interoperable across different financial institutions.

---

## Features

| **Channel Code** | SGQR |
| --- | --- |
| **Display Name** | PayNow QR |
| **Currency** | SGD |
| **Country** | SG |
| **Type** | QR CODE |
| **Min Amount** | 0.01 |
| **Max Amount** | 200,000 |
| **User Approval Flow** | PRESENT TO CUSTOMER |
| **Reusable Payment Code** | - |
| **Save** | - |
| **Merchant Initiated Transaction** | - |
| **Auth & Capture** | - |
| **Partial Capture** | - |
| **Multiple Partial Capture** | - |
| **Desktop Support** | - |
| **Mobile Support** | - |
| **Custom Payment Code** | - |
| **Display Merchant Name** | MERCHANT |
| **Display User Name** | - |
| **Set Expiry** | ✓ |

## Payment flow

**Mobile banking**

1. On the checkout page, select **SGQR** as payment method
2. A QR code will appear on the screen
3. Open your mobile banking or e-wallet app, then find the **Scan QR Code** feature
4. Point your phone camera at the QR code
5. Make sure the payment amount and merchant is correct
6. Confirm payment

![Mobile app interface showing QR payment details and transaction confirmation for SGD 1.00.](https://cdn.document360.io/217abc43-8677-41fb-a81d-fceeb1fa0358/Images/Documentation/Paynow QR.png?sv=2026-02-06&spr=https&st=2026-10-18T00%3A23%3A07Z&se=2026-10-18T01%3A23%3A07Z&sr=c&sp=r&sig=P9lkMhaJ34jPmPgEuGkVcGwzTl8ZvT2TPYvVUImPl8k%3D)

PayNow QR Payment Flow