---
title: "Indodana PayLater"
slug: "indodana-paylater"
updated: 2025-09-02T14:00:11Z
published: 2025-09-02T14:00:11Z
canonical: "docs.xendit.co/indodana-paylater"
---

> ## Documentation Index
> Fetch the complete documentation index at: https://docs.xendit.co/llms.txt
> Use this file to discover all available pages before exploring further.

# Indodana PayLater

![](https://cdn.document360.io/217abc43-8677-41fb-a81d-fceeb1fa0358/Images/Documentation/indodana-logo.png?sv=2026-02-06&spr=https&st=2026-11-11T15%3A03%3A08Z&se=2026-11-11T16%3A03%3A08Z&sr=c&sp=r&sig=1nCFadBPYkMBg0At%2FfstLzd6xDcskdzl99PJSU%2Fd7rk%3D)

Indodana PayLater is a digital credit service that allows users to purchase goods or services on credit at various merchants partnered with Indodana Finance.

---

## Features

| **Channel code** | `INDODANA` |
| --- | --- |
| **Currency** | IDR |
| **Minimum amount** | 10,000 |
| **Maximum amount** | 25,000,000 |
| **User approval flow** | REDIRECT |
| **Save** | ❌ |
| **Recurring** | ❌ |
| **Auth & capture** | ❌ |
| **Partial capture** | ❌ |
| **Multiple partial capture** | ❌ |
| **Payment request expiry** | 24 hours |
| **Payment token validity** | ❌ |
| **Settlement time** | T+2 working days |
| **Refund** | ✅ |
| **Partial refund** | ✅ |
| **Multiple partial refund** | ❌ |
| **Refund validity** | 30 days |
| **Compatible integration** | [Legacy API](https://archive.developers.xendit.co/api-reference/#paylater) |

## Payment flow

![](https://cdn.document360.io/217abc43-8677-41fb-a81d-fceeb1fa0358/Images/Documentation/ENG_-_Indodana_flow_a3kk0w.webp?sv=2026-02-06&spr=https&st=2026-11-11T15%3A03%3A08Z&se=2026-11-11T16%3A03%3A08Z&sr=c&sp=r&sig=1nCFadBPYkMBg0At%2FfstLzd6xDcskdzl99PJSU%2Fd7rk%3D)