SM Bills Payment

  • Diperbarui Pada Oct 6, 2025
  • Dipublikasikan pada Sep 29, 2025
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SM Bills Payment counters, located within SM Department Stores, Supermarkets, and Hypermarkets, provide a convenient location for customers to pay for online purchases offline using cash. By presenting a payment reference number from the online transaction, customers can settle their bills with ease.

Features

Channel Code

SM_BILLS_PAYMENT

Display Name

SM Bills Payment

Currency

PHP

Country

PH

Type

OVER THE COUNTER

Min Amount

50

Max Amount

200,000.00

User Approval Flow

PRESENT TO CUSTOMER

Reusable Payment Code

✓

Save

-

Merchant Initiated Transaction

-

Auth & Capture

-

Partial Capture

-

Multiple Partial Capture

-

Desktop Support

-

Mobile Support

-

Custom Payment Code

✓

Display Merchant Name

XENDIT

Display User Name

-

Set Expiry

✓

Payment Request Expiry (hours)

-

Payment Token Validity (years)

-

Payment Processing Time (hours)

INSTANT

Settlement Time

T+2 BUSINESS DAYS

Installments

-

Refund

-

Partial Refund

-

Multiple Partial Refund

-

Refund Validity (days)

-

Payment Link

-

Fund Flow

AGGREGATOR

How to pay

  1. Visit your nearest SM Malls outlet branch before payment code expires

  2. Tell the cashier/staff that you will be making a Bills Payment (not remittance)

  3. You will be given a BPS Validation Slip to fill up

    BPS Validation Slip

    Please fill out the following information:

    1. Biller Company: DRAGONPAY

    2. Card/Account/Policy No: Payment Code given by merchant

    3. Date of Payment: Date today

    4. Account Name: Name of Payor

    5. Mode of Payment:

      1. Tick: Cash

      2. ₱: Amount due for your payment code

    6. Signature: Payor’s signature

  4. Give the filled out slip to the cashier/staff with your payment (cash only).

  5. You will receive a receipt as proof of payment