Akulaku is a leading banking and digital finance platform in Southeast Asia, with a strong presence in Indonesia. Founded in 2016, Akulaku started as a consumer lending platform and has since expanded its services to include e-commerce, digital banking, and wealth management. Akulaku aims to provide accessible financial services to underserved customers in emerging markets, particularly those who lack access to traditional banking.
The platform offers a range of products, including virtual credit cards, installment loans, and online shopping, all accessible through its mobile app. Akulaku's innovative approach to financial services has made it a popular choice for Indonesians seeking convenient and affordable financial solutions.
Features
Channel code |
|
Currency | IDR |
Minimum amount | 1,000 |
Maximum amount | 25,000,000 |
User approval flow | REDIRECT |
Save | ❌ |
Recurring | ❌ |
Auth & capture | ❌ |
Partial capture | ❌ |
Multiple partial capture | ❌ |
Payment request expiry | 24 hours |
Payment token validity | ❌ |
Settlement time | T+2 working days |
Refund | ✅ |
Partial refund | ✅ |
Multiple partial refund | ❌ |
Refund validity | 0 days |
Compatible integration | Payment API, Payment Links |