---
title: "ECPay"
slug: "ecpay"
updated: 2026-06-16T10:01:04Z
published: 2026-06-16T10:01:04Z
canonical: "docs.xendit.co/ecpay"
---
> ## Documentation Index
> Fetch the complete documentation index at: https://docs.xendit.co/llms.txt
> Use this file to discover all available pages before exploring further.
# ECPay
ECPay is a payment system in the Philippines that allows customers to pay for online purchases in cash at partner locations, including convenience stores, banks, and other retail outlets.ECPay currently has over 600 Biller and Portfolio partners and more than 490,000 over-the-counter and 3000+ digital touchpoint channels nationwide.
---
## Features
| **Channel Code** | ECPAY |
| --- | --- |
| **Display Name** | ECPay |
| **Currency** | PHP |
| **Country** | PH |
| **Type** | OVER THE COUNTER |
| **Min Amount** | 1 |
| **Max Amount** | 50,000.00 |
| **User Approval Flow** | PRESENT TO CUSTOMER |
| **Reusable Payment Code** | ✓ |
| **Save** | - |
| **Merchant Initiated Transaction** | - |
| **Auth & Capture** | - |
| **Partial Capture** | - |
| **Desktop Support** | - |
| **Mobile Support** | - |
| **Custom Payment Code** | ✓ |
| **Display Merchant Name** | XENDIT |
| **Display User Name** | - |
| **Set Expiry** | ✓ |
| **Payment Request Expiry (hours)** | - |
| **Payment Token Validity (years)** | - |
| **Payment Processing Time (hours)** | INSTANT |
| **Settlement Time** | T+2 BUSINESS DAYS |
| **Installments** | - |
| **Refund** | - |
| **Partial Refund** | - |
| **Multiple Partial Refund** | - |
| **Refund Validity (days)** | - |
| **Payment Link** | ✓ |
| **Fund Flow** | AGGREGATOR |
## How to pay
1. Visit your nearest EcPay outlet branch before payment code expires. You may refer to this branch locator
2. Tell the cashier/staff that you will be making a payment for XENDIT under ECPay eCash Service
3. You will receive a `Transaction Form Slip` (differs per outlet)
**Transaction Form Slip**
Please fill out the following information:
1. Transaction Type: ECCash
2. Name: Your Name
3. Biller: Xendit (for Xendit Biller) / Merchant Name (for Merchant Biller)
4. Control No./ Account No./ Reference No.: Payment Code given by merchant
5. Amount: Amount due of your payment code
Example used here is a transaction slip from Rang-ay Bank 
4. Give the filled out slip to the cashier/staff with your payment (cash only)
5. You will receive a receipt as proof of payment, keep the payment proof from ECPay(
**Sample receipt**
from Rang-ay Bank
6. Payment has successfully completed