---
title: "BSS Virtual Account"
slug: "bss-virtual-account"
updated: 2026-07-22T10:02:18Z
published: 2026-07-22T10:02:18Z
canonical: "docs.xendit.co/bss-virtual-account"
---

> ## Documentation Index
> Fetch the complete documentation index at: https://docs.xendit.co/llms.txt
> Use this file to discover all available pages before exploring further.

# BSS Virtual Account

![](https://cdn.document360.io/217abc43-8677-41fb-a81d-fceeb1fa0358/Images/Documentation/BSS.png)

BSS Virtual Account (Bank Sahabat Sampoerna Virtual Account) is a prominent payment channel in Indonesia. It’s provided by Bank Sahabat Sampoerna, a national private bank known for serving micro, small, and medium enterprises (MSMEs) across Indonesia.

When customers choose BSS VA at checkout, they receive a unique virtual account number. They can then complete the payment through their preferred channel, including BSS mobile banking, internet banking, or over-the-counter at BSS branch locations. The payment is confirmed instantly once the customer transfers the exact amount to the provided virtual account number.

---

## Features

| **Channel Code** | BSS_VIRTUAL_ACCOUNT |
| --- | --- |
| **Display Name** | BSS Virtual Account |
| **Currency** | IDR |
| **Country** | ID |
| **Type** | BANK TRANSFER |
| **Min Amount** | 1 |
| **Max Amount** | 50,000,000,000.00 |
| **User Approval Flow** | PRESENT TO CUSTOMER |
| **Reusable Payment Code** | ✓ |
| **Save** | - |
| **Merchant Initiated Transaction** | - |
| **Auth & Capture** | - |
| **Partial Capture** | - |
| **Desktop Support** | - |
| **Mobile Support** | - |
| **Custom Payment Code** | ✓ |
| **Display Merchant Name** | MERCHANT |
| **Customize Display Name** | ✓ |
| **Set Expiry** | ✓ |
| **Payment Request Expiry (hours)** | 48 |
| **Payment Token Validity (years)** | - |
| **Payment Processing Time (hours)** | INSTANT |
| **Settlement Time** | INSTANT |
| **Installments** | - |
| **Refund** | - |
| **Partial Refund** | - |
| **Multiple Partial Refund** | - |
| **Refund Validity (days)** | - |
| **Payment Link** | ✓ |
| **Fund Flow** | AGGREGATOR, GATEWAY |

## Payment flow

**Mobile banking**

1. Log in to Sampoerna Mobile Banking
2. Select **Transfer**
3. Select source of funds
4. Select **Bank Sahabat Sampoerna** as the bank account detstination
5. Enter virtual account number (e.g. 4010212997671)
6. Enter payment amount
7. Enter password

**Internet banking**

1. Log in to [https://ibank.banksampoerna.co.id](https://ibank.banksampoerna.co.id)
2. Click **Transfer**
3. Select source of funds
4. Select **Bank Sahabat Sampoerna** as the bank account detstination
5. Enter virtual account number (e.g. 4010212997671)
6. Enter payment amount
7. Enter bank token as well as PIN and/or password confirmation

**ATM**

1. Insert ATM Card
2. Select preferred language
3. Enter ATM PIN
4. Select **Other Transaction > Transfer to Bank Sahabat Sampoerna**
5. Enter virtual account number (e.g. 4010212997671)
6. Enter payment amount
7. Confirm payment details